Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FSL INVEST from Liège, company number BE0833995310, closed financial year 2025 with a result of € -32,923 after tax. For that financial year FSL INVEST recorded a gross margin of € 171,685 and equity of € -169,396. Compared with financial year 2024, the result moved from € 24,705 to € -32,923. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 12, 2026.
€ -169,396
▼ € 32,923 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,923
▼ still € 24,705 profit in 2024
Profit after tax over the fiscal year.
€ 23,391
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -187,996.
People and assets in 2025
3.2
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 106,558
▲ 48% vs 2024
€ 33,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,540
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 182,847
▼ 7% vs 2024
€ 43,399 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 12,627
▲ 215% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,941
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,692 | € 141,427 | € 190,061 | € 171,685 | ▼ 10% |
| Profit after taxes | € 9,515 | € -1,995 | € 24,705 | € -32,923 | ▼ € 57,628 |
| Equity | € -159,183 | € -161,178 | € -136,473 | € -169,396 | ▼ € 32,923 |
| Total debts | € 559,169 | € 7,116,469 | € 7,106,296 | € 7,136,216 | |
| Cash | € 15,800 | € 18,382 | € 22,651 | € 23,391 | ▲ 3% |
| Land & buildings | € 336,146 | € 319,648 | € 303,151 | € 286,654 | ▼ 5% |
| Retained profit | € -177,783 | € -179,778 | € -155,073 | € -187,996 | ▼ € 32,923 |
| Bank debt | € 267,053 | € 232,592 | € 196,830 | € 182,847 | ▼ 7% |
| Balance sheet total | € 399,986 | € 6,955,292 | € 6,969,823 | € 6,966,820 | |
| Employees (FTE) | 1 | 2.3 | 2.6 | 3.2 | ▲ 0.6 |
Key figures of FSL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to FSL INVEST?
What happened at FSL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,923 (▼ € 57,628 vs 2024). Source: NBB ↗
- Frédéric SIMONIS became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Liège. KBO
In short
From € 9,515 profit in 2022 to € 32,923 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2024, with € 24,705 profit.
On average € 53,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FSL INVEST is Frédéric SIMONIS. It owns 100% of TRABIMO itself.
Directors
According to the 2025 annual accounts
Frédéric SIMONIS
Managing director
Also active at: Peltzer & Fils SA, SOCIETE ANONYME DE TRAITEMENTS TEXTILES, TRAITEX INTERNATIONAL, EUROWOOL S.A., Fred & Louis, FSL INVEST ST GILLES, FOSSE INVEST, FSL INVEST REYNIER
since 2011
Establishments
Establishment units
Physical locations of this company
Rue Louvrex 43
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0833.995.310
- VAT number
- BE 0833.995.310
- Registered office
- Rue Louvrex 43, 4000 Liège
- Names & denominations
- FSL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2011
- Peppol
- Active · Active since 21 Jan 2026
- Activities · NACE
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