Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 1 to 0.5.
Financials
Financial year 2025
CM - Auto from Plombières, company number BE0833544556, closed financial year 2025 with a result of € 79,734 after tax. For that financial year CM - Auto recorded a gross margin of € 141,270 and equity of € 209,059. Compared with financial year 2024, the result moved from € 42,479 to € 79,734. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 12, 2026.
€ 209,059
▲ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 79,734
▲ 88% vs 2024
Profit after tax over the fiscal year.
€ 12,522
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 9,000 paid out
11 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.5
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1,309
▼ 96% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,162
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 234,772
▼ 8% vs 2024
€ 21,557 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 35,646
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 62,484
▲ 48% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 113,957 | € 108,186 | € 127,522 | € 141,270 | ▲ 11% |
| Profit after taxes | € 29,889 | € 16,800 | € 42,479 | € 79,734 | ▲ 88% |
| Equity | € 79,045 | € 95,845 | € 138,325 | € 209,059 | ▲ 51% |
| Total debts | € 365,957 | € 385,007 | € 374,943 | € 341,902 | ▼ 9% |
| Cash | € 5,407 | € 4,251 | € 21,431 | € 12,522 | ▼ 42% |
| Land & buildings | € 222,653 | € 214,255 | € 205,857 | € 230,186 | ▲ 12% |
| Retained profit | € 9,045 | € 25,845 | € 68,325 | € 139,059 | ▲ 104% |
| Dividend | € 0 | € 0 | € 0 | € 9,000 | |
| Bank debt | € 245,349 | € 269,403 | € 255,688 | € 234,772 | ▼ 8% |
| Balance sheet total | € 445,002 | € 480,853 | € 513,268 | € 550,960 | ▲ 7% |
| Employees (FTE) | 0.9 | 1 | 0.7 | 0.5 | ▼ 0.2 |
Key figures of CM - Auto, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CM - Auto?
What happened at CM - Auto in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 79,734 (▲ 88% vs 2024). filed late Source: NBB ↗
- New establishment in Plombières. KBO
- Start of the company according to the CBE. KBO
- Michel COUVREUR became a director. NBB
In short
From € 29,889 profit in 2022 to € 79,734 profit in 2025.
Paid € 66,239 in corporate taxes since 2022.
Best year ever: 2025, with € 79,734 profit.
On average € 108,200 of value added per employee in 2023.
Management
Behind CM - Auto is Michel COUVREUR. The shares are held by Michel Couveur (100%).
Directors
According to the 2025 annual accounts
Michel COUVREUR
Administrator-manager
since 2011
Shareholders
Michel Couveur
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Liège(MTZ) 9
4850 Plombières
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
cm-auto.be
Registered
2011-02-14
Website info
Features
Security
Details
- Company number
- 0833.544.556
- VAT number
- BE 0833.544.556
- Registered office
- Chaussée de Liège(MTZ) 9, 4850 Plombières
- Names & denominations
- CM - Auto
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2011
- Peppol
- Active · Active since 12 Jan 2026
- Contact
- cm-auto.be
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)