Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEPHANIE MICHAELIS from Namur, company number BE0832478744, closed financial year 2025 with a result of € 3,105 after tax. For that financial year STEPHANIE MICHAELIS recorded a gross margin of € 13,113 and equity of € 34,087. Compared with financial year 2024, the result moved from € 4,964 to € 3,105. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 34,087
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,105
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 5,733
▲ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 21,687.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 22,873
▼ 54% vs 2024
€ 22,451 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 3,647
Supplier invoices still open on the last day of the fiscal year.
€ 721
▼ 51% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 14,901 | € 10,430 | € 14,412 | € 13,113 | ▼ 9% |
| Profit after taxes | € 1,941 | € -3,536 | € 4,964 | € 3,105 | ▼ 37% |
| Equity | € 29,553 | € 26,017 | € 30,981 | € 34,087 | ▲ 10% |
| Total debts | € 125,902 | € 113,210 | € 98,391 | € 95,844 | ▼ 3% |
| Cash | € 19,046 | € 8,548 | € 3,089 | € 5,733 | ▲ 86% |
| Land & buildings | € 119,923 | € 114,917 | € 109,860 | € 104,803 | ▼ 5% |
| Retained profit | € 17,153 | € 13,617 | € 18,581 | € 21,687 | ▲ 17% |
| Bank debt | € 98,773 | € 76,266 | € 49,202 | € 22,873 | ▼ 54% |
| Balance sheet total | € 155,455 | € 139,227 | € 129,372 | € 129,931 |
Key figures of STEPHANIE MICHAELIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEPHANIE MICHAELIS?
What happened at STEPHANIE MICHAELIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,105 (▼ 37% vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,941 profit in 2022 to € 3,105 profit in 2025.
Paid € 115 in corporate taxes since 2022.
Best year ever: 2024, with € 4,964 profit.
A new publication or filing at STEPHANIE MICHAELIS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPHANIE MICHAELIS is Stéphanie MCHAELIS.
Directors
According to the 2025 annual accounts
Stéphanie MCHAELIS
Director
Establishments
Establishment units
Physical locations of this company
Chemin du Four(ML) 5
5020 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0832.478.744
- VAT number
- BE 0832.478.744
- Registered office
- Chemin du Four(ML) 5, 5020 Namur
- Names & denominations
- STEPHANIE MICHAELIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 2011
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik
Vervaardiging van overige geconfectioneerde artikelen van textiel, muv kleding
Detailhandel in farmaceutische producten
Detailhandel in huishoudtextiel en beddengoed
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Overige zakelijke dienstverlening, neg