What does MICOVER do?

MICOVER is an insurance broker in Bertem. Private Limited, started on 21 December 2010, 1 establishment.

What is the address of MICOVER?

The registered office of MICOVER is located at Kruisstraat 28, 3061 Bertem.

Is MICOVER still active?

Yes. According to the CBE (25 September 2026) MICOVER is active, legal situation “Normale toestand”, started on 21 December 2010.

Is MICOVER registered on Peppol?

No, MICOVER is currently not registered on the Peppol network.

What is the enterprise number of MICOVER?

The enterprise number of MICOVER is BE0832347003.

When was MICOVER founded?

MICOVER was founded on 21 December 2010.

Who are the directors of MICOVER?

According to the 2024 annual accounts, the directors of MICOVER are: Michel Colson.

Is MICOVER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 December 2010; 4 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account.

How much profit did MICOVER make in 2024?

MICOVER posted a profit after taxes of € 19,934 in financial year 2024.

What is the revenue of MICOVER?

As a small company, MICOVER is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 33,732.

MICOVER (Private Limited) - Bertem - BE0832347003

Dossier MICOVER, printed on 25 September 2026 from databakkes.be/en/0832347003/micover. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Late annual account NBB

Fiscal year 2024 was filed 280 days after the legal deadline.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2024

MICOVER from Bertem, company number BE0832347003, closed financial year 2024 with a result of € 19,934 after tax. For that financial year MICOVER recorded a gross margin of € 33,732 and equity of € 541,888. Compared with financial year 2023, the result moved from € 80,606 to € 19,934. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.

What it is worth Growing

€ 541,888

▲ 4% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 19,934

▼ 75% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 339,324

▼ 7% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 529,488.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 52

▼ 99% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 36,755

▼ 22% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 117,349 Gross margin 2021: € 117,349 First fiscal year in the series	€ 134,113 Gross margin 2022: € 134,113 ▲ 14% vs 2021 (€ 117,349) Favourable step	€ 124,942 Gross margin 2023: € 124,942 ▼ 7% vs 2022 (€ 134,113) Unfavourable step	€ 33,732 Gross margin 2024: € 33,732 ▼ 73% vs 2023 (€ 124,942) Unfavourable step	▼ 73%
Profit after taxes	€ 75,508 Profit after taxes 2021: € 75,508 First fiscal year in the series	€ 83,848 Profit after taxes 2022: € 83,848 ▲ 11% vs 2021 (€ 75,508) Favourable step	€ 80,606 Profit after taxes 2023: € 80,606 ▼ 4% vs 2022 (€ 83,848) Unfavourable step	€ 19,934 Profit after taxes 2024: € 19,934 ▼ 75% vs 2023 (€ 80,606) Unfavourable step	▼ 75%
Equity	€ 408,902 Equity 2021: € 408,902 First fiscal year in the series	€ 441,349 Equity 2022: € 441,349 ▲ 8% vs 2021 (€ 408,902) Favourable step	€ 521,954 Equity 2023: € 521,954 ▲ 18% vs 2022 (€ 441,349) Favourable step	€ 541,888 Equity 2024: € 541,888 ▲ 4% vs 2023 (€ 521,954) Favourable step	▲ 4%
Total debts	€ 104,619 Total debts 2021: € 104,619 First fiscal year in the series	€ 152,659 Total debts 2022: € 152,659 ▲ 46% vs 2021 (€ 104,619) Unfavourable step	€ 169,074 Total debts 2023: € 169,074 ▲ 11% vs 2022 (€ 152,659) Unfavourable step	€ 215,306 Total debts 2024: € 215,306 ▲ 27% vs 2023 (€ 169,074) Unfavourable step	▲ 27%
Cash	€ 325,082 Cash 2021: € 325,082 First fiscal year in the series	€ 355,119 Cash 2022: € 355,119 ▲ 9% vs 2021 (€ 325,082) Favourable step	€ 363,607 Cash 2023: € 363,607 ▲ 2% vs 2022 (€ 355,119) Favourable step	€ 339,324 Cash 2024: € 339,324 ▼ 7% vs 2023 (€ 363,607) Unfavourable step	▼ 7%
Retained profit	€ 396,502 Retained profit 2021: € 396,502 First fiscal year in the series	€ 428,949 Retained profit 2022: € 428,949 ▲ 8% vs 2021 (€ 396,502) Favourable step	€ 509,554 Retained profit 2023: € 509,554 ▲ 19% vs 2022 (€ 428,949) Favourable step	€ 529,488 Retained profit 2024: € 529,488 ▲ 4% vs 2023 (€ 509,554) Favourable step	▲ 4%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 51,401 Dividend 2022: € 51,401 Unchanged (€ 0) Unchanged	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 51,401) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 513,520 Balance sheet total 2021: € 513,520 First fiscal year in the series	€ 594,008 Balance sheet total 2022: € 594,008 ▲ 16% vs 2021 (€ 513,520) Unchanged	€ 691,028 Balance sheet total 2023: € 691,028 ▲ 16% vs 2022 (€ 594,008) Unchanged	€ 757,194 Balance sheet total 2024: € 757,194 ▲ 10% vs 2023 (€ 691,028) Unchanged	▲ 10%

Key figures of MICOVER, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to MICOVER?

What happened at MICOVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 7, 2026 New annual accounts for financial year 2024: profit of € 19,934 (▼ 75% vs 2023). filed late Source: NBB ↗
Nov 22, 2019 New establishment in Leuven. KBO
Dec 21, 2010 Start of the company according to the CBE. KBO
2010 Michel Colson became a director. NBB

In short

From € 75,508 profit in 2021 to € 19,934 profit in 2024.

Paid € 105,075 in corporate taxes since 2021.

Best year ever: 2022, with € 83,848 profit.

Paid out € 51,401 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at MICOVER? We notify you, reason included.

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De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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