Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JML CONCEPT from Nivelles, company number BE0832149340, closed financial year 2025 with a result of € 201,025 after tax. For that financial year JML CONCEPT recorded a gross margin of € 2.6 million and equity of € -393,063. Compared with financial year 2024, the result moved from € 84,133 to € 201,025. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -393,063
▲ € 201,028 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 201,025
▲ 139% vs 2024
Profit after tax over the fiscal year.
€ 259,374
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -455,063.
People and assets in 2025
37.7
▲ 2.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.1 million
▲ 10% vs 2024
€ 56,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 429,752
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 892,754
▼ 17% vs 2024
€ 704,363 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 1.7 million
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 326,744
▲ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,170,026 | € 2,319,350 | € 2,250,226 | € 2,589,519 | ▲ 15% |
| Profit after taxes | € 67,853 | € 220,955 | € 84,133 | € 201,025 | ▲ 139% |
| Equity | € -899,178 | € -678,224 | € -594,091 | € -393,063 | ▲ € 201,028 |
| Total debts | € 3,323,923 | € 3,110,041 | € 3,071,005 | € 3,062,267 | |
| Cash | € 333,062 | € 486,203 | € 225,954 | € 259,374 | ▲ 15% |
| Retained profit | € -961,178 | € -740,224 | € -656,091 | € -455,063 | ▲ € 201,028 |
| Bank debt | € 1,209,227 | € 1,282,216 | € 1,071,431 | € 892,754 | ▼ 17% |
| Balance sheet total | € 2,424,744 | € 2,431,817 | € 2,476,914 | € 2,669,204 | ▲ 8% |
| Employees (FTE) | 43.7 | 37.2 | 35.5 | 37.7 | ▲ 2.2 |
Key figures of JML CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JML CONCEPT?
What happened at JML CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- 7R SRL stepped down as director. NBB
- OUL SRL stepped down as director. NBB
- JACH CONSULT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 201,025 (▲ 139% vs 2024). Source: NBB ↗
- 7R SRL became a director. NBB
- OUL SRL became a director. NBB
- New establishment in Brussel. KBO
- JACH CONSULT became a director. NBB
In short
From € 67,853 profit in 2022 to € 201,025 profit in 2025.
Paid € 5,747 in corporate taxes since 2022.
Best year ever: 2023, with € 220,955 profit.
On average € 68,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of OUL, 7R comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JML CONCEPTThe shares are held by OUL and 7R.
Directors
According to the 2025 annual accounts
Managing director · represented by Jean-Michel Loriers
since 2022 · until 2027
Director · represented by Alexis Loriers
since 2024 · until 2030
Director · represented by Julien Loriers
since 2024 · until 2030
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de la Science 12
1400 Nivelles
Ravensteinstraat 60
1000 Brussel
Active since 7 December 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
VERIXI, BE
Domain
Domain
jml.be
Registered
2004-05-01
Website info
Features
Security
Details
- Company number
- 0832.149.340
- VAT number
- BE 0832.149.340
- Registered office
- Rue de la Science 12, 1400 Nivelles
- Names & denominations
- JML CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2010
- Peppol
- Active · Active since 5 Feb 2026
- Contact
- jml.be
- Activities · NACE
Catering van evenementen
Vervaardiging van bereide maaltijden en schotels
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in groenten en fruit
Eetgelegenheden met beperkte bediening
Markt- en straathandel in voedings- en genotmiddelen