Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.M.A. from Destelbergen, company number BE0832078866, closed financial year 2025 with a result of € 129,290 after tax. For that financial year J.M.A. recorded a gross margin of € 194,739 and equity of € 6.3 million. Compared with financial year 2024, the result moved from € 5,151 to € 129,290. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 6.3 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 129,290
▲ € 124,139 vs 2024
Profit after tax over the fiscal year.
€ 36,120
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.4 million.
People and assets in 2025
€ 65,959
▼ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 49,416
▲ € 40,828 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
Loans from banks and other lenders, long and short.
€ 59,566
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,973
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 297,628 | € 478,947 | € 268,716 | € 194,739 | ▼ 28% |
| Profit after taxes | € 262,276 | € 366,835 | € 5,151 | € 129,290 | ▲ € 124,139 |
| Equity | € 5,854,089 | € 6,218,174 | € 6,217,326 | € 6,343,015 | ▲ 2% |
| Total debts | € 97,712 | € 86,275 | € 384,973 | € 2,350,743 | ▲ € 2 million |
| Cash | € 162,628 | € 12,797 | € 27,172 | € 36,120 | ▲ 33% |
| Land & buildings | € 2,451,952 | € 2,795,430 | € 3,413,909 | € 7,417,646 | ▲ 117% |
| Retained profit | € 2,937,089 | € 3,301,174 | € 3,300,326 | € 3,426,015 | ▲ 4% |
| Bank debt | € 0 | € 0 | € 0 | € 1,795,000 | |
| Balance sheet total | € 5,951,801 | € 6,304,449 | € 6,602,299 | € 8,693,758 | ▲ 32% |
| Employees (FTE) | 1.8 | 1.8 | 0 | - |
Key figures of J.M.A., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.M.A.?
What happened at J.M.A. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 129,290 (▲ € 124,139 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Destelbergen. KBO
In short
From € 262,276 profit in 2022 to € 129,290 profit in 2025.
Paid € 99,078 in corporate taxes since 2022.
Best year ever: 2023, with € 366,835 profit.
On average € 266,100 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J.M.A. are MARIAN VAN DEN BROUCKE, ALAIN DE KEZEL and ACZION BV. It owns 59.8% of Accountantskantoor De Kezel, Van den Broucke BV itself.
Directors
According to the 2025 annual accounts
MARIAN VAN DEN BROUCKE
Director
ALAIN DE KEZEL
Director
Director · represented by JULIE DE KEZEL
Establishments
Establishment units
Physical locations of this company
Admiraalstraat 135
9070 Destelbergen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Domain
Domain
dkvdb.be
Registered
2012-07-09
Website info
Features
Security
Details
- Company number
- 0832.078.866
- VAT number
- BE 0832.078.866
- Registered office
- Admiraalstraat 135, 9070 Destelbergen
- Names & denominations
- J.M.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2010
- Peppol
- Active · Active since 31 Aug 2023
- Contact
- dkvdb.be
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants