Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MVBB from Bree, company number BE0831453019, closed financial year 2025 with a result of € 118,608 after tax. For that financial year MVBB recorded a gross margin of € 82,201 and equity of € 383,429. Compared with financial year 2024, the result moved from € 61,821 to € 118,608. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 383,429
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 118,608
▲ 92% vs 2024
Profit after tax over the fiscal year.
€ 3,046
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 153,402 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 10,840
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 105,247
▲ 158% vs 2024
€ 11,652 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 2,587
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,940
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,840 | € 58,657 | € 17,899 | € 82,201 | ▲ € 64,302 |
| Profit after taxes | € 84,373 | € 72,049 | € 61,821 | € 118,608 | ▲ 92% |
| Equity | € 377,636 | € 419,675 | € 418,223 | € 383,429 | ▼ 8% |
| Total debts | € 131,752 | € 66,030 | € 139,965 | € 220,955 | ▲ 58% |
| Cash | € 1,216 | € 3,968 | € 4,895 | € 3,046 | ▼ 38% |
| Land & buildings | € 15,378 | € 12,689 | € 10,001 | € 93,562 | ▲ € 83,561 |
| Retained profit | € 365,236 | € 407,275 | € 405,823 | € 371,029 | ▼ 9% |
| Dividend | € 47,884 | € 30,009 | € 63,273 | € 153,402 | ▲ 142% |
| Bank debt | € 41,294 | € 13,347 | € 40,861 | € 105,247 | ▲ 158% |
| Balance sheet total | € 509,388 | € 485,705 | € 558,188 | € 604,385 | ▲ 8% |
Key figures of MVBB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MVBB?
What happened at MVBB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 118,608 (▲ 92% vs 2024). Source: NBB ↗
- Ann Gutschoven became a director. NBB
- New establishment in Bree. KBO
- Bart Broekmans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 84,373 profit in 2022 to € 118,608 profit in 2025.
Paid € 87,244 in corporate taxes since 2022.
Best year ever: 2025, with € 118,608 profit.
Paid out € 294,568 in dividends to the owners in total.
Management
Behind MVBB are Ann Gutschoven and Bart Broekmans.
Directors
According to the 2025 annual accounts
Ann Gutschoven
Director
since 2016
Bart Broekmans
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Dreelweg 4
3960 Bree
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0831.453.019
- VAT number
- BE 0831.453.019
- Registered office
- Dreelweg 4, 3960 Bree
- Names & denominations
- MVBB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 2010
- Peppol
- Active · Active since 31 Mar 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars