Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DMV ADVIES from Lokeren, company number BE0830622183, closed financial year 2025 with a result of € 159,521 after tax. For that financial year DMV ADVIES recorded a gross margin of € 607,235 and equity of € 375,172. Compared with financial year 2024, the result moved from € 100,976 to € 159,521. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 10, 2026.
€ 375,172
▲ 74% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 159,521
▲ 58% vs 2024
Profit after tax over the fiscal year.
€ 35,752
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 341,072.
People and assets in 2025
€ 225,354
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,584
▲ 91% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 120,891
▲ 200% vs 2024
€ 25,388 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 37,284
▲ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,494
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 490,693 | € 500,026 | € 547,382 | € 607,235 | ▲ 11% |
| Profit after taxes | € 64,676 | € 64,434 | € 100,976 | € 159,521 | ▲ 58% |
| Equity | € 280,057 | € 237,822 | € 215,651 | € 375,172 | ▲ 74% |
| Total debts | € 610,658 | € 490,833 | € 369,987 | € 236,289 | ▼ 36% |
| Cash | € 29,822 | € 22,322 | € 32,516 | € 35,752 | ▲ 10% |
| Land & buildings | € 223,173 | € 215,291 | € 216,484 | € 218,064 | ▲ 1% |
| Retained profit | € 249,057 | € 206,822 | € 181,551 | € 341,072 | ▲ 88% |
| Dividend | € 0 | € 106,669 | € 123,146 | € 0 | ▼ 100% |
| Bank debt | € 444,688 | € 255,814 | € 40,268 | € 120,891 | ▲ 200% |
| Balance sheet total | € 890,715 | € 728,654 | € 585,638 | € 611,462 | ▲ 4% |
| Employees (FTE) | 3.7 | 3 | - | - |
Key figures of DMV ADVIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DMV ADVIES?
What happened at DMV ADVIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 159,521 (▲ 58% vs 2024). Source: NBB ↗
- New establishment in Lokeren. KBO
- New establishment in Berlare. KBO
- New establishment in Waasmunster. KBO
- Kevin De Maesschalck became a director. NBB
- Kimberly De Maesschalck became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 64,676 profit in 2022 to € 159,521 profit in 2025.
Paid € 185,101 in corporate taxes since 2022.
Best year ever: 2025, with € 159,521 profit.
On average € 166,700 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DMV ADVIES are Kevin De Maesschalck and Kimberly De Maesschalck. Kevin De Maesschalck is also behind KASK.
Directors
According to the 2025 annual accounts
since 2014
Kimberly De Maesschalck
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Bautschoot 2
9160 Lokeren
Cleylandt(B) 3
9290 Berlare
Active since 4 February 2015
Vicus Pontrave 34
9250 Waasmunster
Active since 4 February 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0830.622.183
- VAT number
- BE 0830.622.183
- Registered office
- Bautschoot 2, 9160 Lokeren
- Names & denominations
- DMV ADVIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 2010
- Peppol
- Active · Active since 29 Jul 2025
- Contact
- dmvadvies.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars