Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INNOA from Scherpenheuvel-Zichem, company number BE0830274468, closed financial year 2025 with a result of € 855 after tax. For that financial year INNOA recorded a gross margin of € 8,928 and equity of € -10,912. Compared with financial year 2024, the result moved from € -7,012 to € 855. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -10,912
▲ € 5,979 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 855
▲ still € 7,012 loss in 2024
Profit after tax over the fiscal year.
€ 2,746
▲ € 2,541 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -29,512.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,406
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,150
▲ 112% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 56,610 | € -26,592 | € -12,394 | € 8,928 | ▲ € 21,322 |
| Profit after taxes | € 26,255 | € -27,517 | € -7,012 | € 855 | ▲ € 7,867 |
| Equity | € 17,639 | € -9,879 | € -16,891 | € -10,912 | ▲ € 5,979 |
| Total debts | € 59,191 | € 21,137 | € 25,223 | € 25,470 | ▲ 1% |
| Cash | € 870 | € 82 | € 205 | € 2,746 | ▲ € 2,541 |
| Retained profit | € -961 | € -28,479 | € -35,491 | € -29,512 | ▲ € 5,979 |
| Bank debt | € 0 | € 5,759 | € 13,702 | € 0 | ▼ 100% |
| Balance sheet total | € 76,829 | € 11,258 | € 8,332 | € 14,558 | ▲ 75% |
Key figures of INNOA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INNOA?
What happened at INNOA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 855. Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Heidi Van Tichelen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 26,255 profit in 2022 to € 855 profit in 2025.
Paid € 14,112 in corporate taxes since 2022.
Best year ever: 2022, with € 26,255 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Heidi Van Tichelen
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Zandstraat 9
3271 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0830.274.468
- VAT number
- BE 0830.274.468
- Registered office
- Zandstraat 9, 3271 Scherpenheuvel-Zichem
- Names & denominations
- INNOA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2010
- Peppol
- Active · Active since 14 Oct 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars