Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JO-L from Ath, company number BE0830227651, closed financial year 2025 with a result of € 4,056 after tax. For that financial year JO-L recorded a gross margin of € 291,291 and equity of € -24,953. Compared with financial year 2024, the result moved from € -754 to € 4,056. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -24,953
▲ € 4,056 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,056
▲ still € 754 loss in 2024
Profit after tax over the fiscal year.
€ 45,684
▲ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -63,553.
People and assets in 2025
€ 267,149
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,313
▲ 145% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 172,009
▼ 3% vs 2024
€ 15,398 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 156,993
▲ 249% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,326
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 170,605 | € 285,306 | € 285,962 | € 291,291 | ▲ 2% |
| Profit after taxes | € -17,318 | € -5,855 | € -754 | € 4,056 | ▲ € 4,810 |
| Equity | € -22,400 | € -28,255 | € -29,009 | € -24,953 | ▲ € 4,056 |
| Total debts | € 121,458 | € 311,736 | € 300,039 | € 425,187 | ▲ 42% |
| Cash | € 46,846 | € 28,489 | € 33,032 | € 45,684 | ▲ 38% |
| Land & buildings | - | € 195,084 | € 189,057 | € 183,031 | ▼ 3% |
| Retained profit | € -61,000 | € -66,855 | € -67,609 | € -63,553 | ▲ € 4,056 |
| Bank debt | € 15,332 | € 181,634 | € 176,495 | € 172,009 | ▼ 3% |
| Balance sheet total | € 99,058 | € 283,481 | € 271,030 | € 400,234 | ▲ 48% |
Key figures of JO-L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JO-L?
What happened at JO-L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,056. Source: NBB ↗
- New establishment in Lessines. KBO
- New establishment in Boussu. KBO
- New establishment in Ath. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,318 loss in 2022 to € 4,056 profit in 2025.
Paid € 1,477 in corporate taxes since 2022.
Best year ever: 2025, with € 4,056 profit.
Establishments
Establishment units
Physical locations of this company
Rue Ernest Cambier 2
7800 Ath
Rue de Mons(H) 163
7301 Boussu
Active since 3 May 2022
Grand Marais(OL) 57
7866 Lessines
Active since 27 March 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0830.227.651
- VAT number
- BE 0830.227.651
- Registered office
- Rue Ernest Cambier 2, 7800 Ath
- Names & denominations
- JO-L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2010
- Peppol
- Active · Active since 28 Dec 2025
- Activities · NACE
Schoonheidsverzorging en andere schoonheidsbehandelingen
Schoonheidsverzorging
Detailhandel in cosmetica en toiletartikelen