Financials
Financial year 2025
DESCHAMPS-MASSART from Walcourt, company number BE0829163918, closed financial year 2025 with a result of € 79,706 after tax. For that financial year DESCHAMPS-MASSART recorded a gross margin of € 243,718 and equity of € 91,998. Compared with financial year 2024, the result moved from € 46,940 to € 79,706. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 91,998
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 79,706
▲ 70% vs 2024
Profit after tax over the fiscal year.
€ 112,683
▲ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 76,340 paid out
96 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 60,641
▼ 33% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,210
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 294,984
▼ 17% vs 2024
€ 58,019 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 29,836
▲ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,350
▼ 12% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 150,416 | € 152,857 | € 218,039 | € 243,718 | ▲ 12% |
| Profit after taxes | € 2,980 | € 22,985 | € 46,940 | € 79,706 | ▲ 70% |
| Equity | € 48,707 | € 71,692 | € 88,632 | € 91,998 | ▲ 4% |
| Total debts | € 257,733 | € 215,531 | € 426,677 | € 419,509 | ▼ 2% |
| Cash | € 45,060 | € 48,256 | € 62,598 | € 112,683 | ▲ 80% |
| Retained profit | € 34,447 | € 59,292 | € 76,232 | € 79,598 | ▲ 4% |
| Dividend | € 0 | € 0 | € 30,000 | € 76,340 | ▲ 154% |
| Bank debt | € 214,794 | € 176,534 | € 355,021 | € 294,984 | ▼ 17% |
| Balance sheet total | € 306,440 | € 287,223 | € 515,309 | € 511,507 | ▼ 1% |
Key figures of DESCHAMPS-MASSART, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DESCHAMPS-MASSART?
What happened at DESCHAMPS-MASSART in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 79,706 (▲ 70% vs 2024). Source: NBB ↗
- Olivier Pâquet became a director. NBB
- Xavier Massart became a director. NBB
- Renaud Deschamps became a director. NBB
- New establishment in Walcourt. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,980 profit in 2022 to € 79,706 profit in 2025.
Paid € 84,620 in corporate taxes since 2022.
Best year ever: 2025, with € 79,706 profit.
Paid out € 106,340 in dividends to the owners in total.
Management
Behind DESCHAMPS-MASSART are Xavier Massart, Renaud Deschamps and Olivier Pâquet.
Directors
According to the 2025 annual accounts
Xavier Massart
Director
since 2019
Renaud Deschamps
Director
since 2019
Olivier Pâquet
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Route de Philippeville(Tar) 55
5651 Walcourt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0829.163.918
- VAT number
- BE 0829.163.918
- Registered office
- Route de Philippeville(Tar) 55, 5651 Walcourt
- Names & denominations
- DESCHAMPS-MASSART
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 2010
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars