Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
H & J from Genk, company number BE0828979123, closed financial year 2025 with a result of € 26,147 after tax. For that financial year H & J recorded a gross margin of € 64,840 and equity of € 732,534. Compared with financial year 2024, the result moved from € 24,042 to € 26,147. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 732,534
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,147
▲ 9% vs 2024
Profit after tax over the fiscal year.
€ 71,524
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 612,534.
Debts at end 2025
€ 105,172
▼ 16% vs 2024
€ 20,690 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,080
▼ 41% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 57,312 | € 60,509 | € 62,678 | € 64,840 | ▲ 3% |
| Profit after taxes | € 16,545 | € 20,706 | € 24,042 | € 26,147 | ▲ 9% |
| Equity | € 661,639 | € 682,345 | € 706,387 | € 732,534 | ▲ 4% |
| Total debts | € 890,979 | € 757,175 | € 713,474 | € 694,059 | ▼ 3% |
| Cash | € 166,700 | € 63,885 | € 54,509 | € 71,524 | ▲ 31% |
| Land & buildings | € 390,754 | € 380,471 | € 370,188 | € 359,905 | ▼ 3% |
| Retained profit | € 541,639 | € 562,345 | € 586,387 | € 612,534 | ▲ 4% |
| Bank debt | € 167,241 | € 146,551 | € 125,862 | € 105,172 | ▼ 16% |
| Balance sheet total | € 1,552,618 | € 1,439,520 | € 1,419,861 | € 1,426,593 |
Key figures of H & J, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H & J?
What happened at H & J in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,147 (▲ 9% vs 2024). Source: NBB ↗
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,545 profit in 2022 to € 26,147 profit in 2025.
Paid € 29,392 in corporate taxes since 2022.
Best year ever: 2025, with € 26,147 profit.
Management
Behind H & J is Pierre Fraussen. It owns 49% of FRAUSSEN itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Bosdel 49
3600 Genk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0828.979.123
- VAT number
- BE 0828.979.123
- Registered office
- Bosdel 49, 3600 Genk
- Names & denominations
- H & J
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 2010
- Peppol
- Not registered