Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Y & D GROUP from Kortrijk, company number BE0828799573, closed financial year 2025 with a result of € 17,311 after tax. For that financial year Y & D GROUP recorded a gross margin of € 169,457 and equity of € -206,112. Compared with financial year 2024, the result moved from € -4,963 to € 17,311. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ -206,112
▲ € 17,311 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,311
▲ still € 4,963 loss in 2024
Profit after tax over the fiscal year.
€ 42,369
▲ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -226,112.
People and assets in 2025
€ 147,871
▼ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,775
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,262
▲ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,642
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 108,958 | € 142,865 | € 162,898 | € 169,457 | ▲ 4% |
| Profit after taxes | € -67,075 | € -32,859 | € -4,963 | € 17,311 | ▲ € 22,274 |
| Equity | € -185,601 | € -218,460 | € -223,423 | € -206,112 | ▲ € 17,311 |
| Total debts | € 248,569 | € 261,298 | € 268,911 | € 264,901 | ▼ 1% |
| Cash | € 24,630 | € 14,533 | € 23,435 | € 42,369 | ▲ 81% |
| Retained profit | € -205,601 | € -238,460 | € -243,423 | € -226,112 | ▲ € 17,311 |
| Balance sheet total | € 62,968 | € 42,838 | € 45,488 | € 58,789 | ▲ 29% |
Key figures of Y & D GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Y & D GROUP?
What happened at Y & D GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,311. Source: NBB ↗
- Szu-Ying CHEN became a director. NBB
- Christopher DERYCKE became a director. NBB
- NV FNAD stepped down as director. NBB
- Fernand DEVOLDER stepped down as director. NBB
- BV BIKAÏ INVEST stepped down as director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,075 loss in 2022 to € 17,311 profit in 2025.
Paid € 659 in corporate taxes since 2022.
Best year ever: 2025, with € 17,311 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Y & D GROUP are Szu-Ying CHEN and Christopher DERYCKE. Christopher DERYCKE is also behind FACTS.
Directors
According to the 2025 annual accounts
Szu-Ying CHEN
Director
since 2026
since 2026
Director · represented by Fernand DEVOLDER
· until 2026
· until 2026
· until 2026
Establishments
Establishment units
Physical locations of this company
Zusters Lovelingstraat(Mar) 70
8510 Kortrijk
Kortedagsteeg 46
9000 Gent
Active since 1 September 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0828.799.573
- VAT number
- BE 0828.799.573
- Registered office
- Zusters Lovelingstraat(Mar) 70, 8510 Kortrijk
- Names & denominations
- Y & D GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2010
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
Kappers- en barbiersactiviteiten
Haarverzorging