Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AFCT from Pepinster, company number BE0828327738, closed financial year 2025 with a result of € -2,695 after tax. For that financial year AFCT recorded a gross margin of € 50,954 and equity of € 172,104. Compared with financial year 2024, the result moved from € 1,109 to € -2,695. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 172,104
▼ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,695
▼ still € 1,109 profit in 2024
Profit after tax over the fiscal year.
€ 5,301
▲ 147% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 171,104.
People and assets in 2025
€ 69
▼ 40% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,934
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 958,134
▼ 7% vs 2024
€ 80,218 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 9,143
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,060
▼ 35% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 136,548 | € 123,780 | € 222,780 | - | |
| Gross margin | € 94,345 | € 215,563 | € 130,803 | € 50,954 | ▼ 61% |
| Profit after taxes | € 57,718 | € 125,915 | € 1,109 | € -2,695 | ▼ € 3,804 |
| Equity | € 309,403 | € 288,987 | € 290,096 | € 172,104 | ▼ 41% |
| Total debts | € 179,973 | € 1,017,091 | € 1,185,702 | € 1,173,604 | ▼ 1% |
| Cash | € 6,082 | € 35,232 | € 2,143 | € 5,301 | ▲ 147% |
| Land & buildings | € 82,203 | € 642,667 | € 799,527 | € 805,662 | ▲ 1% |
| Retained profit | € 244,403 | € 287,987 | € 289,096 | € 171,104 | ▼ 41% |
| Dividend | € 0 | € 82,331 | € 0 | € 115,296 | |
| Bank debt | € 0 | € 670,000 | € 1,028,913 | € 958,134 | ▼ 7% |
| Balance sheet total | € 489,376 | € 1,306,078 | € 1,475,798 | € 1,345,708 | ▼ 9% |
Key figures of AFCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AFCT?
What happened at AFCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,695 (▼ € 3,804 vs 2024). Source: NBB ↗
- New establishment in Herve. KBO
- New establishment in Pepinster. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,718 profit in 2022 to € 2,695 loss in 2025.
Paid € 43,572 in corporate taxes since 2022.
Best year ever: 2023, with € 125,915 profit.
Paid out € 197,628 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Route de Peléeheid 3 box C
4860 Pepinster
Rue Nazareth 14
4651 Herve
Active since 9 August 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0828.327.738
- VAT number
- BE 0828.327.738
- Registered office
- Route de Peléeheid 3 bus C, 4860 Pepinster
- Names & denominations
- AFCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 August 2010
- Peppol
- Active · Active since 17 Jun 2026
- Activities · NACE
Gites, vakantiewoningen en -appartementen
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Vervaardiging van overige machines en apparaten voor algemeen gebruik, neg
Vervaardiging van filtreertoestellen
Handel in eigen onroerend goed
Holdings
+1