Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINE WINE GALLERY from Elsene, company number BE0828260630, closed financial year 2025 with a result of € -3,522 after tax. For that financial year FINE WINE GALLERY recorded a gross margin of € 159,148 and equity of € -46,168. Compared with financial year 2024, the result moved from € 311 to € -3,522. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ -46,168
▼ € 3,522 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,522
▼ still € 311 profit in 2024
Profit after tax over the fiscal year.
€ 32,507
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -64,768.
People and assets in 2025
€ 139,256
▲ 43% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,525
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 28,572
▼ 26% vs 2024
€ 10,601 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 57,826
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,520
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 121,903 | € 63,626 | € 120,285 | € 159,148 | ▲ 32% |
| Profit after taxes | € 27,805 | € -54,538 | € 311 | € -3,522 | ▼ € 3,833 |
| Equity | € 11,581 | € -42,958 | € -42,646 | € -46,168 | ▼ € 3,522 |
| Total debts | € 114,766 | € 188,851 | € 171,729 | € 160,507 | ▼ 7% |
| Cash | € 58,858 | € 51,241 | € 29,333 | € 32,507 | ▲ 11% |
| Retained profit | € -7,019 | € -61,558 | € -61,246 | € -64,768 | ▼ € 3,522 |
| Bank debt | € 0 | € 48,237 | € 38,629 | € 28,572 | ▼ 26% |
| Balance sheet total | € 126,347 | € 145,894 | € 129,082 | € 114,339 | ▼ 11% |
Key figures of FINE WINE GALLERY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINE WINE GALLERY?
What happened at FINE WINE GALLERY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,522 (▼ € 3,833 vs 2024). Source: NBB ↗
- New establishment in Elsene. KBO
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,805 profit in 2022 to € 3,522 loss in 2025.
Paid € 382 in corporate taxes since 2022.
Best year ever: 2022, with € 27,805 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINE WINE GALLERY are OLIVIER CAZAUBON and OLFA HEMART.
Directors
According to the 2025 annual accounts
OLIVIER CAZAUBON
Administrator-manager
OLFA HEMART
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Waterleidingsstraat 103
1050 Elsene
Notarisstraat 31
1050 Elsene
Active since 22 August 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0828.260.630
- VAT number
- BE 0828.260.630
- Registered office
- Waterleidingsstraat 103, 1050 Elsene
- Names & denominations
- FINE WINE GALLERY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 2010
- Peppol
- Active · Active since 12 May 2025
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Detailhandel in wijnen en geestrijke dranken
Detailhandel in dranken, algemeen assortiment
Groothandel in wijnen en geestrijke dranken
Catering van evenementen