Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 35.4 to 29.3.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
Agence Locale d'Insertion from Nivelles, company number BE0828105232, closed financial year 2024 with a result of € -30,309 after tax. For that financial year Agence Locale d'Insertion recorded a gross margin of € 804,380 and equity of € -261,575. Compared with financial year 2023, the result moved from € -123,968 to € -30,309. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 1, 2025.
€ -261,575
▼ € 30,309 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -30,309
▲ 76 % less loss than in 2023
Profit after tax over the fiscal year.
€ 10,085
▲ € 8,514 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -268,395.
People and assets in 2024
29.3
▼ 2.9 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 815,030
▲ 4% vs 2023
€ 27,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 42,765
▲ 57% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 191,151
▲ 4% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 964,382 | € 706,186 | € 687,143 | € 804,380 | ▲ 17% |
| Profit after taxes | € -9,439 | € -90,849 | € -123,968 | € -30,309 | ▲ € 93,659 |
| Equity | € -16,448 | € -107,298 | € -231,266 | € -261,575 | ▼ € 30,309 |
| Total debts | € 205,921 | € 202,263 | € 270,533 | € 322,104 | ▲ 19% |
| Cash | € 3,783 | € 56,256 | € 1,570 | € 10,085 | ▲ € 8,514 |
| Retained profit | € -22,648 | € -113,498 | € -238,086 | € -268,395 | ▼ € 30,309 |
| Balance sheet total | € 189,473 | € 94,966 | € 39,267 | € 60,529 | ▲ 54% |
| Employees (FTE) | - | 35.4 | 32.2 | 29.3 | ▼ 2.9 |
Key figures of Agence Locale d'Insertion, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Agence Locale d'Insertion?
What happened at Agence Locale d'Insertion in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Agence Locale d'Insertion is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 30,309. filed late Source: NBB ↗
- YOUSSEF LOUAHED became a director. NBB
- STEPHANIE CHAPELLE became a director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,439 loss in 2021 to € 30,309 loss in 2024.
Paid € 1,127 in corporate taxes since 2021.
On average € 27,500 of value added per employee in 2024.
A new publication or filing at Agence Locale d'Insertion? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agence Locale d'Insertion are YOUSSEF LOUAHED and STEPHANIE CHAPELLE. YOUSSEF LOUAHED is also behind TRANSPORTS DOGOT.
Directors
According to the 2024 annual accounts
since 2015
STEPHANIE CHAPELLE
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue de l'Industrie 12
1400 Nivelles
Rue du Commerce 12
1400 Nivelles
Active since 2 November 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →DeltaCopter
€ -57,135 gross margin · 2023
COVAX
€ 504,658 gross margin · 2025
Novatypie
LUSITECH
€ 200,568 gross margin · 2025
DEWEVRE
€ 940,539 gross margin · 2024
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0828.105.232
- VAT number
- BE 0828.105.232
- Registered office
- Rue de l'Industrie 12, 1400 Nivelles
- Names & denominations
- Agence Locale d'Insertion
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Opening faillissement
- Start date
- 26 July 2010
- Peppol
- Not registered