Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COMATE from Leuven, company number BE0827793149, closed financial year 2025 with a result of € -2.2 million after tax. For that financial year COMATE recorded revenue of € 7.9 million and equity of € 743,133. Compared with financial year 2024, the result moved from € -561,791 to € -2.2 million. The company made a loss. The buffer shrank hard: equity is 75 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 743,133
▼ 75% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2.2 million
▼ 288 % more loss than in 2024
Profit after tax over the fiscal year.
€ 329,977
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 722,673.
People and assets in 2025
60.2
▼ 12.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.8 million
▼ 10% vs 2024
€ 97,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,743
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 1% vs 2024
€ 6,317 is repaid this year. At this pace the long-term loan is gone in ≈ 242 years.
€ 674,361
▲ 114% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 61 days on average.
€ 593,642
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 8,407,899 | € 12,025,884 | € 11,126,866 | € 7,865,891 | ▼ 29% |
| Profit after taxes | € 1,771,366 | € 538,326 | € -561,791 | € -2,179,217 | ▼ € 1.6 million |
| Equity | € 3,445,815 | € 3,734,141 | € 2,922,350 | € 743,133 | ▼ 75% |
| Total debts | € 7,922,170 | € 7,132,331 | € 6,423,024 | € 6,697,104 | ▲ 4% |
| Cash | € 925,839 | € 30,352 | € 536,338 | € 329,977 | ▼ 38% |
| Retained profit | € 3,425,355 | € 3,713,681 | € 2,901,890 | € 722,673 | ▼ 75% |
| Dividend | € 250,000 | € 250,000 | € 250,000 | € 0 | ▼ 100% |
| Bank debt | € 3,537,001 | € 3,067,411 | € 2,452,912 | € 2,424,479 | ▼ 1% |
| Balance sheet total | € 11,367,984 | € 10,866,473 | € 9,345,374 | € 7,440,236 | ▼ 20% |
| Employees (FTE) | 56 | 68.8 | 72.9 | 60.2 | ▼ 12.7 |
Key figures of COMATE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COMATE?
What happened at COMATE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2.2 million. Source: NBB ↗
- Bever Consulting BV became a director. NBB
- Juleste Consulting BV stepped down as director. NBB
- New establishment in Liège. KBO
- Quilaudem BV became a director. NBB
- New establishment in Leuven. KBO
- New establishment in Gent. KBO
- Mathilo BV became a director. NBB
In short
From € 1.8 million profit in 2022 to € 2.2 million loss in 2025.
Paid € 918,584 in corporate taxes since 2022.
Best year ever: 2022, with € 1.8 million profit.
Paid out € 750,000 in dividends to the owners in total.
A new publication or filing at COMATE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COMATE are Mathilo BV, Quilaudem BV, Bever Consulting BV and Project Mango BV. The shares are held by Comate Holding BV (100%). It owns 100% of Comate Ventures itself.
Directors
According to the 2025 annual accounts
Director · represented by Els Haeck
Also active at: The Big Smile Company, ARE², Oostende Stadion, Aspen Indoor, BANN, SnowWorld International, Résidence du Sanglier, Comate Holding +4 more
since 2021
Director · represented by Nathalie Van Den Haute
Also active at: PAIRI DAIZA, Ekopak, LEDAP, LIZY Belgium, STOETEL, DUMA SPORTS, PADELWORLD, Comate Holding +4 more
since 2024
Director · represented by Els Degroote
Also active at: Smartphoto group, WEDIM, ENSO HOSPITALITY, LEDAP, AS2, miDiagnostics, Triginta, ATCARS +10 more
since 2025
Managing director · represented by Sander Van den dries
Also active at: Comate Holding, Comate Ventures, August Koster
since 2018
Director · represented by Nathalie Baert
Also active at: ENSO HOSPITALITY, Immobilière de la Ferme Au Chêne, ARE², Oostende Stadion, LPM Holding, CHEVAL BLANC PRODUCTIONS, SnowWorld International, Désirée Durbuy +7 more
since 2021 · until 2025
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Karel van Lotharingenstraat 4 box 201
3000 Leuven
Karel van Lotharingenstraat 4 box 301
3000 Leuven
Active since 13 July 2010
Moutstraat 70
9000 Gent
Active since 1 August 2023
Wijgmaalsesteenweg 6
3012 Leuven
Active since 1 February 2024
Quai Sur Meuse 19
4000 Liège
Active since 1 May 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →FUGZIA
€ 302,425 gross margin · 2025
CAVECA
€ 234,919 gross margin · 2025
ATELIER CLAAR
€ 7,668 gross margin · 2025
Comate Holding same network
€ 281,861 revenue · 2025
Comate Ventures same network
€ -5,039 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0827.793.149
- VAT number
- BE 0827.793.149
- Registered office
- Karel van Lotharingenstraat 4 bus 201, 3000 Leuven
- Names & denominations
- COMATE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2010
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
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