Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CoreFiCo from Charleroi, company number BE0827560943, closed financial year 2025 with a result of € 5,792 after tax. For that financial year CoreFiCo recorded a gross margin of € 50,417 and equity of € 85,571. Compared with financial year 2024, the result moved from € 1,806 to € 5,792. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 85,571
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,792
▲ 221% vs 2024
Profit after tax over the fiscal year.
€ 5,595
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 60,571.
People and assets in 2025
€ 262
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 536,447
▼ 7% vs 2024
€ 38,453 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 4,703
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,526 | € 44,940 | € 47,376 | € 50,417 | ▲ 6% |
| Profit after taxes | € -979 | € -1,605 | € 1,806 | € 5,792 | ▲ 221% |
| Equity | € 79,578 | € 77,973 | € 79,779 | € 85,571 | ▲ 7% |
| Total debts | € 729,070 | € 736,375 | € 716,846 | € 635,660 | ▼ 11% |
| Cash | € 4,418 | € 7,053 | € 4,415 | € 5,595 | ▲ 27% |
| Land & buildings | € 484,388 | € 482,926 | € 457,920 | € 432,914 | ▼ 5% |
| Retained profit | € 54,578 | € 52,973 | € 54,779 | € 60,571 | ▲ 11% |
| Bank debt | € 645,585 | € 610,191 | € 573,852 | € 536,447 | ▼ 7% |
| Balance sheet total | € 808,648 | € 814,348 | € 796,625 | € 721,231 | ▼ 9% |
Key figures of CoreFiCo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CoreFiCo?
What happened at CoreFiCo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,792 (▲ 221% vs 2024). Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 979 loss in 2022 to € 5,792 profit in 2025.
Best year ever: 2025, with € 5,792 profit.
A new publication or filing at CoreFiCo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DROIT & IMMOBILIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CoreFiCoBehind CoreFiCo is Pascal Sapere. The shares are held by DROIT & IMMOBILIER (100%). It owns 100% of IMMO SILVA itself.
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
5ème Avenue 36
6001 Charleroi
Drie Koningenstraat 82 box C
1180 Ukkel
Active since 6 July 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0827.560.943
- VAT number
- BE 0827.560.943
- Registered office
- 5ème Avenue 36, 6001 Charleroi
- Names & denominations
- CoreFiCo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 2010
- Peppol
- Not registered