Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STAL TER KOZE from Herk-de-Stad, company number BE0826513640, closed financial year 2025 with a result of € -25,281 after tax. For that financial year STAL TER KOZE recorded a gross margin of € 9,164 and equity of € 28,908. Compared with financial year 2024, the result moved from € -14,261 to € -25,281. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 28,908
▼ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,281
▼ 77 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,862
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,308.
People and assets in 2025
€ 3,089
▼ 73% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,903
▼ 8% vs 2024
€ 3,560 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 35,212
▲ € 30,134 vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,519 | € 36,079 | € 17,813 | € 9,164 | ▼ 49% |
| Profit after taxes | € -669 | € 10,147 | € -14,261 | € -25,281 | ▼ € 11,020 |
| Equity | € 58,303 | € 68,450 | € 54,189 | € 28,908 | ▼ 47% |
| Total debts | € 164,879 | € 168,656 | € 161,506 | € 206,377 | ▲ 28% |
| Cash | € 10,328 | € 8,927 | € 3,451 | € 1,862 | ▼ 46% |
| Land & buildings | € 171,301 | € 174,472 | € 177,292 | € 190,657 | ▲ 8% |
| Retained profit | € 39,703 | € 49,850 | € 35,589 | € 10,308 | ▼ 71% |
| Bank debt | € 65,891 | € 61,302 | € 56,640 | € 51,903 | ▼ 8% |
| Balance sheet total | € 250,127 | € 261,675 | € 237,890 | € 255,105 | ▲ 7% |
Key figures of STAL TER KOZE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STAL TER KOZE?
What happened at STAL TER KOZE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,281. Source: NBB ↗
- Kenneth Vanderheyden became a director. NBB
- Stéphanie Govaerts became a director. NBB
- New establishment in Alken. KBO
- New establishment in Herk-de-Stad. KBO
- Start of the company according to the CBE. KBO
In short
From € 669 loss in 2022 to € 25,281 loss in 2025.
Best year ever: 2023, with € 10,147 profit.
A new publication or filing at STAL TER KOZE? We notify you, reason included.
Follow STAL TER KOZEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STAL TER KOZE are Kenneth Vanderheyden, Stéphanie Govaerts and Cynthia Geenen.
Directors
According to the 2025 annual accounts
Kenneth Vanderheyden
Director
since 2026
Stéphanie Govaerts
Director
since 2026
Cynthia Geenen
Director
Establishments
Establishment units
Physical locations of this company
Wijerstraat 34
3540 Herk-de-Stad
Eikenbosweg 21
3570 Alken
Active since 24 September 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0826.513.640
- VAT number
- BE 0826.513.640
- Registered office
- Wijerstraat 34, 3540 Herk-de-Stad
- Names & denominations
- STAL TER KOZE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 June 2010
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Fokken en houden van paarden en andere paardachtigen
Activiteiten van paardensportclubs
Overige vormen van onderwijs
Overige zakelijke dienstverlening, neg