Active · per the CBE, 17 September 2026

SOLUTIONS FINANCES

BE0826512452

Rechtspersoon Private limited company 2 establishments

SOLUTIONS FINANCES is an insurance broker in Saint-Nicolas. Private Limited, started on 9 June 2010, 2 establishments.

Rue du Pansy 227, 4420 Saint-Nicolas

Behind the company: COMINIUM INVEST SPRL, TMP CONSULT SPRL.

Active for

16 year, 3 months

Financials

Financial year 2025

SOLUTIONS FINANCES from Saint-Nicolas, company number BE0826512452, closed financial year 2025 with a result of € 959 after tax. For that financial year SOLUTIONS FINANCES recorded a gross margin of € 99,527 and equity of € 475,867. Compared with financial year 2024, the result moved from € -47,691 to € 959. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 475,867

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 959

▲ still € 47,691 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 70,299

▲ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 469,592.

People and assets in 2025

Wage cost

€ 45,029

▲ 7% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 73,648

▼ 24% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go

€ 89,011

▼ 14% vs 2024

€ 39,314 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 2,851

▼ 79% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,702

▲ 39% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 161,385 € 171,898 € 92,351 € 99,527 ▲ 8%
Profit after taxes € 73,011 € 69,092 € -47,691 € 959 ▲ € 48,651
Equity € 407,941 € 477,032 € 474,908 € 475,867
Total debts € 305,926 € 285,308 € 255,420 € 153,045 ▼ 40%
Cash € 157,299 € 159,248 € 63,300 € 70,299 ▲ 11%
Land & buildings € 53,640 € 51,804 € 49,968 € 48,132 ▼ 4%
Retained profit € 401,666 € 470,757 € 468,633 € 469,592
Bank debt € 37,570 € 129,860 € 103,881 € 89,011 ▼ 14%
Balance sheet total € 713,866 € 762,341 € 730,327 € 628,912 ▼ 14%

Key figures of SOLUTIONS FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SOLUTIONS FINANCES?

What happened at SOLUTIONS FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 959. filed late Source: NBB ↗
  • New establishment in Saint-Nicolas. KBO
  • COMINIUM INVEST SPRL became a director. NBB
  • New establishment in Saint-Nicolas. KBO
  • TMP CONSULT SPRL became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 73,011 profit in 2022 to € 959 profit in 2025.

Paid € 109,931 in corporate taxes since 2022.

Best year ever: 2022, with € 73,011 profit.

Management

The stake of TMP CONSULT, COMINIUM INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SOLUTIONS FINANCES
MACPAL INVEST SARL 52%

Behind SOLUTIONS FINANCES are COMINIUM INVEST SPRL and TMP CONSULT SPRL. The shares are held by TMP CONSULT (50%) and COMINIUM INVEST (50%). It owns 52% of MACPAL INVEST SARL itself.

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Directors

According to the 2025 annual accounts

COMINIUM INVEST SPRL

Manager · represented by ALDO PALLISCO

since 2011

TMP CONSULT SPRL

Manager · represented by Tony MACCARONE

since 2010

Shareholders

Participations

MACPAL INVEST SARL

52%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Pansy 227

4420 Saint-Nicolas

2.285.649.996

Rue du Pansy 308

4420 Saint-Nicolas

Active since 1 August 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0826.512.452
VAT number
BE 0826.512.452
Registered office
Rue du Pansy 227, 4420 Saint-Nicolas
Names & denominations
SOLUTIONS FINANCES
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
9 June 2010
Peppol
Active · Active since 9 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does SOLUTIONS FINANCES do?
SOLUTIONS FINANCES is an insurance broker in Saint-Nicolas. Private Limited, started on 9 June 2010, 2 establishments.
What is the address of SOLUTIONS FINANCES?
The registered office of SOLUTIONS FINANCES is located at Rue du Pansy 227, 4420 Saint-Nicolas.
Is SOLUTIONS FINANCES still active?
Yes. According to the CBE (17 September 2026) SOLUTIONS FINANCES is active, legal situation “Normale toestand”, started on 9 June 2010.
Is SOLUTIONS FINANCES registered on Peppol?
Yes, SOLUTIONS FINANCES is registered on the Peppol network with ID 0208:0826512452.
What is the enterprise number of SOLUTIONS FINANCES?
The enterprise number of SOLUTIONS FINANCES is BE0826512452.
When was SOLUTIONS FINANCES founded?
SOLUTIONS FINANCES was founded on 9 June 2010.