What does SOLUTIONS FINANCES do?

SOLUTIONS FINANCES is an insurance broker in Saint-Nicolas. Private Limited, started on 9 June 2010, 2 establishments.

What is the address of SOLUTIONS FINANCES?

The registered office of SOLUTIONS FINANCES is located at Rue du Pansy 227, 4420 Saint-Nicolas.

Is SOLUTIONS FINANCES still active?

Yes. According to the CBE (30 October 2026) SOLUTIONS FINANCES is active, legal situation “Normale toestand”, started on 9 June 2010.

Is SOLUTIONS FINANCES registered on Peppol?

Yes, SOLUTIONS FINANCES is registered on the Peppol network with ID 0208:0826512452.

What is the enterprise number of SOLUTIONS FINANCES?

The enterprise number of SOLUTIONS FINANCES is BE0826512452.

When was SOLUTIONS FINANCES founded?

SOLUTIONS FINANCES was founded on 9 June 2010.

Who are the directors of SOLUTIONS FINANCES?

According to the 2025 annual accounts, the directors of SOLUTIONS FINANCES are: COMINIUM INVEST SPRL, TMP CONSULT SPRL.

Is SOLUTIONS FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 June 2010; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did SOLUTIONS FINANCES make in 2025?

SOLUTIONS FINANCES posted a profit after taxes of € 959 in financial year 2025.

What is the revenue of SOLUTIONS FINANCES?

As a small company, SOLUTIONS FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 99,527.

SOLUTIONS FINANCES (Private Limited) - Saint-Nicolas

Dossier SOLUTIONS FINANCES, printed on 30 October 2026 from databakkes.be/en/0826512452/solutions-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2024.

Financials

Financial year 2025

SOLUTIONS FINANCES from Saint-Nicolas, company number BE0826512452, closed financial year 2025 with a result of € 959 after tax. For that financial year SOLUTIONS FINANCES recorded a gross margin of € 99,527 and equity of € 475,867. Compared with financial year 2024, the result moved from € -2,125 to € 959. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2026.

What it is worth Growing

€ 475,867

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 959

▲ still € 2,125 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 70,299

▲ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 469,592.

People and assets in 2025

Wage cost

€ 45,029

▲ 7% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 73,648

▼ 24% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 89,011

▼ 14% vs 2024

€ 39,314 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 2,851

▼ 79% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,702

▲ 39% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 161,385 Gross margin 2022: € 161,385 First fiscal year in the series	€ 171,898 Gross margin 2023: € 171,898 ▲ 7% vs 2022 (€ 161,385) Favourable step	€ 92,351 Gross margin 2024: € 92,351 ▼ 46% vs 2023 (€ 171,898) Unfavourable step	€ 99,527 Gross margin 2025: € 99,527 ▲ 8% vs 2024 (€ 92,351) Favourable step	▲ 8%
Profit after taxes	€ 73,011 Profit after taxes 2022: € 73,011 First fiscal year in the series	€ 69,092 Profit after taxes 2023: € 69,092 ▼ 5% vs 2022 (€ 73,011) Unfavourable step	€ -2,125 Profit after taxes 2024: € -2,125 ▼ € 71,216 vs 2023 (€ 69,092) Unfavourable step	€ 959 Profit after taxes 2025: € 959 ▲ € 3,084 vs 2024 (€ -2,125) Favourable step	▲ € 3,084
Equity	€ 407,941 Equity 2022: € 407,941 First fiscal year in the series	€ 477,032 Equity 2023: € 477,032 ▲ 17% vs 2022 (€ 407,941) Favourable step	€ 474,908 Equity 2024: € 474,908 Unchanged (€ 477,032) Unfavourable step	€ 475,867 Equity 2025: € 475,867 Unchanged (€ 474,908) Favourable step
Total debts	€ 305,926 Total debts 2022: € 305,926 First fiscal year in the series	€ 285,308 Total debts 2023: € 285,308 ▼ 7% vs 2022 (€ 305,926) Favourable step	€ 255,420 Total debts 2024: € 255,420 ▼ 10% vs 2023 (€ 285,308) Favourable step	€ 153,045 Total debts 2025: € 153,045 ▼ 40% vs 2024 (€ 255,420) Favourable step	▼ 40%
Cash	€ 157,299 Cash 2022: € 157,299 First fiscal year in the series	€ 159,248 Cash 2023: € 159,248 ▲ 1% vs 2022 (€ 157,299) Favourable step	€ 63,300 Cash 2024: € 63,300 ▼ 60% vs 2023 (€ 159,248) Unfavourable step	€ 70,299 Cash 2025: € 70,299 ▲ 11% vs 2024 (€ 63,300) Favourable step	▲ 11%
Land & buildings	€ 53,640 Land & buildings 2022: € 53,640 First fiscal year in the series	€ 51,804 Land & buildings 2023: € 51,804 ▼ 3% vs 2022 (€ 53,640) Unchanged	€ 49,968 Land & buildings 2024: € 49,968 ▼ 4% vs 2023 (€ 51,804) Unchanged	€ 48,132 Land & buildings 2025: € 48,132 ▼ 4% vs 2024 (€ 49,968) Unchanged	▼ 4%
Retained profit	€ 401,666 Retained profit 2022: € 401,666 First fiscal year in the series	€ 470,757 Retained profit 2023: € 470,757 ▲ 17% vs 2022 (€ 401,666) Favourable step	€ 468,633 Retained profit 2024: € 468,633 Unchanged (€ 470,757) Unfavourable step	€ 469,592 Retained profit 2025: € 469,592 Unchanged (€ 468,633) Favourable step
Bank debt	€ 37,570 Bank debt 2022: € 37,570 First fiscal year in the series	€ 129,860 Bank debt 2023: € 129,860 ▲ 246% vs 2022 (€ 37,570) Unfavourable step	€ 103,881 Bank debt 2024: € 103,881 ▼ 20% vs 2023 (€ 129,860) Favourable step	€ 89,011 Bank debt 2025: € 89,011 ▼ 14% vs 2024 (€ 103,881) Favourable step	▼ 14%
Balance sheet total	€ 713,866 Balance sheet total 2022: € 713,866 First fiscal year in the series	€ 762,341 Balance sheet total 2023: € 762,341 ▲ 7% vs 2022 (€ 713,866) Unchanged	€ 730,327 Balance sheet total 2024: € 730,327 ▼ 4% vs 2023 (€ 762,341) Unchanged	€ 628,912 Balance sheet total 2025: € 628,912 ▼ 14% vs 2024 (€ 730,327) Unchanged	▼ 14%

Key figures of SOLUTIONS FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SOLUTIONS FINANCES?

What happened at SOLUTIONS FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 16, 2026 Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
Aug 1, 2016 New establishment in Saint-Nicolas. KBO
2011 COMINIUM INVEST SPRL became a director. NBB
Oct 20, 2010 New establishment in Saint-Nicolas. KBO
2010 TMP CONSULT SPRL became a director. NBB
Jun 9, 2010 Start of the company according to the CBE. KBO

In short

From € 73,011 profit in 2022 to € 959 profit in 2025.

Paid € 64,364 in corporate taxes since 2022.

Best year ever: 2022, with € 73,011 profit.

Original PDFs at the National Bank ↗

Management

TMP CONSULT 50%

COMINIUM INVEST 50%

The stake of TMP CONSULT, COMINIUM INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SOLUTIONS FINANCES

MACPAL INVEST SARL 52%

Behind SOLUTIONS FINANCES are COMINIUM INVEST SPRL and TMP CONSULT SPRL. The shares are held by TMP CONSULT (50%) and COMINIUM INVEST (50%). It owns 52% of MACPAL INVEST SARL itself.

Directors

According to the 2025 annual accounts

COMINIUM INVEST SPRL

Manager · represented by ALDO PALLISCO

since 2011

TMP CONSULT SPRL

Manager · represented by Tony MACCARONE

since 2010

Shareholders

TMP CONSULT

50%

COMINIUM INVEST

50%

Participations

MACPAL INVEST SARL

52%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Pansy 227

4420 Saint-Nicolas

2.285.649.996

Rue du Pansy 308

4420 Saint-Nicolas

Active since 1 August 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

COMINIUM INVEST same network

€ 309,455 gross margin · 2025

MACPAL

€ 246,729 gross margin · 2025

UNITE TVA PALMAC

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0826.512.452
VAT number: BE 0826.512.452
Registered office: Rue du Pansy 227, 4420 Saint-Nicolas
Names & denominations: SOLUTIONS FINANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 9 June 2010
Peppol: Active · Active since 9 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗