Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CRECHE EUROPEENNE from Schaarbeek, company number BE0826363190, closed financial year 2025 with a result of € -110,948 after tax. For that financial year CRECHE EUROPEENNE recorded a gross margin of € 2.9 million and equity of € -453,533. Compared with financial year 2024, the result moved from € -368,443 to € -110,948. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ -453,533
▼ € 87,069 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -110,948
▲ 70 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,060
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -649,583.
People and assets in 2025
51.3
Average over the fiscal year, from the social balance sheet.
€ 2.6 million
▲ 9% vs 2024
€ 50,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,146
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 7% vs 2024
€ 215,657 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 219,230
▲ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 422,880
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,293,451 | € 2,808,742 | € 2,598,424 | € 2,871,062 | ▲ 10% |
| Profit after taxes | € -160,766 | € 86,684 | € -368,443 | € -110,948 | ▲ € 257,495 |
| Equity | € -132,879 | € -46,954 | € -366,464 | € -453,533 | ▼ € 87,069 |
| Total debts | € 2,711,686 | € 3,076,643 | € 3,419,584 | € 3,514,164 | ▲ 3% |
| Cash | € 152,525 | € 58,739 | € 141,902 | € 1,060 | ▼ 99% |
| Land & buildings | € 2,015,885 | € 1,762,874 | € 2,864,111 | € 2,752,506 | ▼ 4% |
| Retained profit | € -256,876 | € -170,192 | € -538,635 | € -649,583 | ▼ € 110,948 |
| Bank debt | € 2,258,556 | € 2,569,827 | € 2,562,970 | € 2,372,592 | ▼ 7% |
| Balance sheet total | € 2,765,512 | € 3,216,395 | € 3,069,684 | € 3,083,157 | |
| Employees (FTE) | 48.9 | 51.2 | - | 51.3 |
Key figures of CRECHE EUROPEENNE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CRECHE EUROPEENNE?
What happened at CRECHE EUROPEENNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 110,948. Source: NBB ↗
- New establishment in Brussel. KBO
- New establishment in Brussel. KBO
- New establishment in Vorst. KBO
- New establishment in Brussel. KBO
- New establishment in Elsene. KBO
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 160,766 loss in 2022 to € 110,948 loss in 2025.
Paid € 263 in corporate taxes since 2022.
Best year ever: 2023, with € 86,684 profit.
On average € 56,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CRECHE EUROPEENNE are Antonella Patrizia MANIERI and Bianca Maria MORGI.
Directors
According to the 2025 annual accounts
Antonella Patrizia MANIERI
Director
since 2010
Bianca Maria MORGI
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Haachtsesteenweg 264
1030 Schaarbeek
Waverse Steenweg 214
1050 Elsene
Active since 1 September 2015
Van Maerlantstraat 18
1040 Brussel
Active since 4 January 2016
Onderlinge Bijstandstraat 49
1190 Vorst
Active since 1 March 2023
Clovislaan 75-79
1000 Brussel
Active since 1 September 2025
John Waterloo Wilsonstraat 20
1000 Brussel
Active since 1 September 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0826.363.190
- VAT number
- BE 0826.363.190
- Registered office
- Haachtsesteenweg 264, 1030 Schaarbeek
- Names & denominations
- CRECHE EUROPEENNE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 2010
- Peppol
- Active · Active since 13 Oct 2025
- Activities · NACE
Kinderdagverblijven en crèches
Overige activiteiten met betrekking tot kinderopvang