Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
YC INVEST from Knokke-Heist, company number BE0826318551, closed financial year 2025 with a result of € -303,955 after tax. For that financial year YC INVEST recorded a gross margin of € -209,193 and equity of € 17.5 million. Compared with financial year 2024, the result moved from € 10.3 million to € -303,955. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 17.5 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -303,955
▼ still € 10.3 million profit in 2024
Profit after tax over the fiscal year.
€ 702,884
▲ € 575,644 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 17.5 million.
People and assets in 2025
€ 700,584
▲ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 191% vs 2024
€ 301,629 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 13,789
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 675,589
▼ 3% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 668,387 | € 623,782 | € 488,821 | € -209,193 | ▼ € 698,014 |
| Profit after taxes | € 7,479,537 | € 332,941 | € 10,268,166 | € -303,955 | ▼ € 10.6 million |
| Equity | € 9,926,533 | € 9,266,473 | € 19,030,872 | € 17,527,149 | ▼ 8% |
| Total debts | € 881,326 | € 676,719 | € 1,233,384 | € 3,658,760 | ▲ 197% |
| Cash | € 78,568 | € 24,128 | € 127,240 | € 702,884 | ▲ € 575,644 |
| Land & buildings | € 1,174,849 | € 1,117,095 | € 1,046,267 | € 2,792,943 | ▲ 167% |
| Retained profit | € 9,907,933 | € 9,247,873 | € 19,012,272 | € 17,508,549 | ▼ 8% |
| Dividend | € 0 | € 993,001 | € 503,766 | € 1,199,769 | ▲ 138% |
| Bank debt | € 731,518 | € 620,045 | € 498,242 | € 1,450,301 | ▲ 191% |
| Balance sheet total | € 10,807,859 | € 9,943,192 | € 20,264,256 | € 21,185,908 | ▲ 5% |
Key figures of YC INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YC INVEST?
What happened at YC INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 303,955 (▼ € 10.6 million vs 2024). Source: NBB ↗
- Alix Claeys became a director. NBB
- Axelle Claeys became a director. NBB
- New establishment in Knokke-Heist. KBO
- Yves Claeys became a director. NBB
- Marianne Van Damme became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7.5 million profit in 2022 to € 303,955 loss in 2025.
Paid € 1.3 million in corporate taxes since 2022.
Best year ever: 2024, with € 10.3 million profit.
Paid out € 2.7 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind YC INVEST are Yves Claeys, Marianne Van Damme, Axelle Claeys and Alix Claeys. It owns 58% of Group Claeys Immo itself.
Directors
According to the 2025 annual accounts
Yves Claeys
Director
Also active at: GROUP CLAEYS-DELAEY, Group Claeys Insurance Brokers, GROUP CLAEYS INVEST, GROUP CLAEYS IMMO, GROUP CLAEYS-DELAEY INSURANCE, ICC BidCo, ICC TopCo, ICC MidCo
since 2010
Marianne Van Damme
Director
since 2010
Axelle Claeys
Director
since 2022
Alix Claeys
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Molenwiek 8
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0826.318.551
- VAT number
- BE 0826.318.551
- Registered office
- Molenwiek 8, 8300 Knokke-Heist
- Names & denominations
- YC INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2010
- Peppol
- Active · Active since 8 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars