Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
UMANO from Kapelle-op-den-Bos, company number BE0826168497, closed financial year 2025 with a result of € -14,889 after tax. For that financial year UMANO recorded a gross margin of € 1,916 and equity of € 73,630. Compared with financial year 2024, the result moved from € 4,809 to € -14,889. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 73,630
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,889
▼ still € 4,809 profit in 2024
Profit after tax over the fiscal year.
€ 17,773
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 53,630.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 30,602
▲ € 29,189 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 50,000
Loans from banks and other lenders, long and short.
€ 995
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,917
▼ 16% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,698 | € 4,477 | € 4,629 | € 1,916 | ▼ 59% |
| Profit after taxes | € -9,196 | € 1,043 | € 4,809 | € -14,889 | ▼ € 19,698 |
| Equity | € 82,667 | € 83,710 | € 88,519 | € 73,630 | ▼ 17% |
| Total debts | € 109,299 | € 110,286 | € 99,810 | € 101,364 | ▲ 2% |
| Cash | € 143,827 | € 18,428 | € 44,948 | € 17,773 | ▼ 60% |
| Retained profit | € 62,667 | € 63,710 | € 68,519 | € 53,630 | ▼ 22% |
| Bank debt | € 100,000 | € 100,000 | € 50,000 | € 50,000 | |
| Balance sheet total | € 191,966 | € 193,996 | € 188,329 | € 174,994 | ▼ 7% |
Key figures of UMANO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UMANO?
What happened at UMANO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,889 (▼ € 19,698 vs 2024). Source: NBB ↗
- Bruno Victor De Smet stepped down as director. NBB
- Lutgart Anna L Maes became a director. NBB
- Bruno Victor De Smet became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kapelle-op-den-Bos. KBO
In short
From € 9,196 loss in 2022 to € 14,889 loss in 2025.
Paid € 2,410 in corporate taxes since 2022.
Best year ever: 2024, with € 4,809 profit.
A new publication or filing at UMANO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Lutgart Anna L Maes
Manager
since 2024
Bruno Victor De Smet
Manager
since 2016 · until 2025
Establishments
Establishment units
Physical locations of this company
Leiweg 31
1880 Kapelle-op-den-Bos
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0826.168.497
- VAT number
- BE 0826.168.497
- Registered office
- Leiweg 31, 1880 Kapelle-op-den-Bos
- Names & denominations
- UMANO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2010
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
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