Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GAMUNDI from Brussel, company number BE0825472968, closed financial year 2025 with a result of € 80,249 after tax. For that financial year GAMUNDI recorded a gross margin of € 190,632 and equity of € 547,784. Compared with financial year 2024, the result moved from € 96,245 to € 80,249. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 547,784
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 80,249
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 46,701
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 529,184.
People and assets in 2025
€ 17,384
▲ € 16,798 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 41,482
▼ 31% vs 2024
Loans from banks and other lenders, long and short.
€ 404,897
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,404
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 218,966 | € 225,462 | € 211,073 | € 190,632 | ▼ 10% |
| Profit after taxes | € 88,833 | € 66,262 | € 96,245 | € 80,249 | ▼ 17% |
| Equity | € 305,029 | € 371,291 | € 467,535 | € 547,784 | ▲ 17% |
| Total debts | € 740,016 | € 878,328 | € 936,603 | € 918,975 | ▼ 2% |
| Cash | € 39,648 | € 8,937 | € 31,993 | € 46,701 | ▲ 46% |
| Retained profit | € 286,429 | € 352,691 | € 448,935 | € 529,184 | ▲ 18% |
| Bank debt | € 32,797 | € 2,552 | € 60,000 | € 41,482 | ▼ 31% |
| Balance sheet total | € 1,045,045 | € 1,249,619 | € 1,404,138 | € 1,466,759 | ▲ 4% |
| Employees (FTE) | 0.1 | 0.1 | - | - |
Key figures of GAMUNDI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GAMUNDI?
What happened at GAMUNDI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 80,249 (▼ 17% vs 2024). filed late Source: NBB ↗
- Maxime Ivaldi became a director. NBB
- Nancy LEROY became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 88,833 profit in 2022 to € 80,249 profit in 2025.
Paid € 133,030 in corporate taxes since 2022.
Best year ever: 2024, with € 96,245 profit.
Management
Behind GAMUNDI are Maxime Ivaldi and Nancy LEROY. Maxime Ivaldi is also behind IVALDI.
Directors
According to the 2025 annual accounts
since 2019
Nancy LEROY
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Naamsestraat 89
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Details
- Company number
- 0825.472.968
- VAT number
- BE 0825.472.968
- Registered office
- Naamsestraat 89, 1000 Brussel
- Names & denominations
- GAMUNDI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2010
- Peppol
- Active · Active since 28 Nov 2025
- Contact
- gamundi.be [email protected]
- Activities · NACE
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