Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2026; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
URBI ET ORBI from Andenne, company number BE0825164350, closed financial year 2026 with a result of € -20,703 after tax. For that financial year URBI ET ORBI recorded a gross margin of € 7,487 and equity of € 33,548. Compared with financial year 2025, the result moved from € -19,634 to € -20,703. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 33,548
▼ 38% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,703
▼ 5 % more loss than in 2025
Profit after tax over the fiscal year.
€ 12,050
▼ 13% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3,548.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 98
▼ 60% vs 2025
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 20,714 | € 15,198 | € 9,597 | € 7,487 | ▼ 22% |
| Profit after taxes | € -6,027 | € -12,935 | € -19,634 | € -20,703 | ▼ € 1,069 |
| Equity | € 86,821 | € 73,886 | € 54,252 | € 33,548 | ▼ 38% |
| Total debts | € 131,273 | € 129,072 | € 131,799 | € 130,696 | ▼ 1% |
| Cash | € 16,044 | € 10,087 | € 13,908 | € 12,050 | ▼ 13% |
| Land & buildings | € 219,280 | € 206,327 | € 183,226 | € 160,054 | ▼ 13% |
| Retained profit | € 56,821 | € 43,886 | € 24,252 | € 3,548 | ▼ 85% |
| Balance sheet total | € 239,862 | € 221,419 | € 201,203 | € 176,362 | ▼ 12% |
Key figures of URBI ET ORBI, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 15 November 2027.
What happened to URBI ET ORBI?
What happened at URBI ET ORBI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 20,703. Source: NBB ↗
- Virginie Ruelle became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,027 loss in 2023 to € 20,703 loss in 2026.
Paid € 0 in corporate taxes since 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind URBI ET ORBI is Virginie Ruelle. Virginie Ruelle is also behind AMT MANAGEMENT and AUZON84 sprl.
Directors
According to the 2026 annual accounts
since 2013
Establishments
Establishment units
Physical locations of this company
Rue Brun 46 box 1
5300 Andenne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0825.164.350
- VAT number
- BE 0825.164.350
- Registered office
- Rue Brun 46 bus 1, 5300 Andenne
- Names & denominations
- URBI ET ORBI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2010
- Peppol
- Not registered