Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
35 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SV Finance from Schilde, company number BE0824721912, closed financial year 2025 with a result of € 9,933 after tax. For that financial year SV Finance recorded a gross margin of € 32,905 and equity of € 71,325. Compared with financial year 2024, the result moved from € -6,306 to € 9,933. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 71,325
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,933
▲ still € 6,306 loss in 2024
Profit after tax over the fiscal year.
€ 14
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -28,675.
Debts at end 2025
€ 464,976
▲ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 4,235
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 14,081 | € 71,017 | € 13,740 | € 32,905 | ▲ 139% |
| Profit after taxes | € 1,259 | € 53,430 | € -6,306 | € 9,933 | ▲ € 16,239 |
| Equity | € 89,268 | € 67,698 | € 61,392 | € 71,325 | ▲ 16% |
| Total debts | € 456,659 | € 401,368 | € 439,556 | € 474,872 | ▲ 8% |
| Cash | - | - | € 20 | € 14 | ▼ 30% |
| Retained profit | € -85,732 | € -32,302 | € -38,608 | € -28,675 | ▲ € 9,933 |
| Bank debt | € 455,434 | € 355,022 | € 407,972 | € 464,976 | ▲ 14% |
| Balance sheet total | € 545,926 | € 469,065 | € 500,948 | € 546,196 | ▲ 9% |
Key figures of SV Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SV Finance?
What happened at SV Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,933. Source: NBB ↗
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,259 profit in 2022 to € 9,933 profit in 2025.
Best year ever: 2023, with € 53,430 profit.
A new publication or filing at SV Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Wijnegemsteenweg 22 box 2
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 35 companies are registered at this address.
All companies at this address →Molenveld Uitbreiding
€ 8,023 gross margin · 2025
INTERWAC
€ 323,352 gross margin · 2025
FITRACO
€ 190,469 gross margin · 2024
PADOXA
€ -4,372 gross margin · 2026
POLYTROPHYS
€ 88,270 gross margin · 2025
+30 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.721.912
- VAT number
- BE 0824.721.912
- Registered office
- Wijnegemsteenweg 22 bus 2, 2970 Schilde
- Names & denominations
- SV Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2010
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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