Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOULANGERIE VAN HOVE from Tournai, company number BE0824474759, closed financial year 2025 with a result of € -7,856 after tax. For that financial year BOULANGERIE VAN HOVE recorded a gross margin of € 106,255 and equity of € 131,058. Compared with financial year 2024, the result moved from € -1,985 to € -7,856. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 28, 2026.
€ 131,058
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,856
▼ 296 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,680
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 22,558.
People and assets in 2025
2.5
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 72,840
▲ 10% vs 2024
€ 29,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 861
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 256,607
▼ 14% vs 2024
€ 41,638 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 3,957
▲ 147% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,805
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 132,114 | € 107,371 | € 105,313 | € 106,255 | ▲ 1% |
| Profit after taxes | € 34,507 | € 14,213 | € -1,985 | € -7,856 | ▼ € 5,871 |
| Equity | € 140,947 | € 140,900 | € 138,915 | € 131,058 | ▼ 6% |
| Total debts | € 427,298 | € 414,377 | € 314,091 | € 278,869 | ▼ 11% |
| Cash | € 31,712 | € 10,413 | € 9,859 | € 2,680 | ▼ 73% |
| Land & buildings | € 470,363 | € 442,661 | € 415,481 | € 388,302 | ▼ 7% |
| Retained profit | € 32,447 | € 32,400 | € 30,415 | € 22,558 | ▼ 26% |
| Dividend | € 0 | € 14,260 | € 0 | € 0 | |
| Bank debt | € 388,362 | € 349,200 | € 297,463 | € 256,607 | ▼ 14% |
| Balance sheet total | € 568,244 | € 555,277 | € 453,006 | € 409,927 | ▼ 10% |
| Employees (FTE) | 2.3 | 1.3 | 2.6 | 2.5 | ▼ 0.1 |
Key figures of BOULANGERIE VAN HOVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOULANGERIE VAN HOVE?
What happened at BOULANGERIE VAN HOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,856. Source: NBB ↗
- VINCENT DEVOS became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,507 profit in 2022 to € 7,856 loss in 2025.
Paid € 21,883 in corporate taxes since 2022.
Best year ever: 2022, with € 34,507 profit.
On average € 42,500 of value added per employee in 2025.
A new publication or filing at BOULANGERIE VAN HOVE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BOULANGERIE VAN HOVE is VINCENT DEVOS. VINCENT DEVOS is also behind IMMO Cérès.
Directors
According to the 2025 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Place de Lille(TOU) 1
7500 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.474.759
- VAT number
- BE 0824.474.759
- Registered office
- Place de Lille(TOU) 1, 7500 Tournai
- Names & denominations
- BOULANGERIE VAN HOVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 2010
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van roomijs en ander consumptie-ijs
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in chocolade en suikerwerk
Detailhandel in zuivelproducten en eieren
Vervaardiging van cacao, chocolade en suikerwerk
Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels