Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DIRK FAGARD from Tessenderlo-Ham, company number BE0824422103, closed financial year 2025 with a result of € 8,873 after tax. For that financial year DIRK FAGARD recorded a gross margin of € 179,128 and equity of € 385,525. Compared with financial year 2024, the result moved from € 9,561 to € 8,873. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 385,525
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,873
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 27,216
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 160,525.
People and assets in 2025
1.6
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 66,698
▲ 4% vs 2024
€ 41,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 723,791
▼ 12% vs 2024
€ 77,280 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 63,580
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,145
▼ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 153,054 | € 203,399 | € 179,181 | € 179,128 | |
| Profit after taxes | € -38,567 | € 8,090 | € 9,561 | € 8,873 | ▼ 7% |
| Equity | € 359,001 | € 367,091 | € 376,652 | € 385,525 | ▲ 2% |
| Total debts | € 1,201,857 | € 1,088,542 | € 1,015,963 | € 935,375 | ▼ 8% |
| Cash | € 22,035 | € 15,394 | € 22,399 | € 27,216 | ▲ 22% |
| Land & buildings | € 1,123,294 | € 1,045,730 | € 989,085 | € 918,082 | ▼ 7% |
| Retained profit | € 134,001 | € 142,091 | € 151,652 | € 160,525 | ▲ 6% |
| Bank debt | € 1,058,853 | € 976,000 | € 825,293 | € 723,791 | ▼ 12% |
| Balance sheet total | € 1,560,858 | € 1,455,634 | € 1,392,615 | € 1,320,900 | ▼ 5% |
| Employees (FTE) | 1.8 | 1.8 | 1.8 | 1.6 | ▼ 0.2 |
Key figures of DIRK FAGARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to DIRK FAGARD?
What happened at DIRK FAGARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,873 (▼ 7% vs 2024). Source: NBB ↗
- Pauline Fagard became a director. NBB
- New establishment in Tessenderlo-Ham. KBO
- Dirk Fagard became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 38,567 loss in 2022 to € 8,873 profit in 2025.
Best year ever: 2024, with € 9,561 profit.
On average € 112,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DIRK FAGARD are Pauline Fagard and Dirk Fagard.
Directors
According to the 2025 annual accounts
Pauline Fagard
Director
since 2025
Dirk Fagard
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Hulsterweg (C) 45
3980 Tessenderlo-Ham
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.422.103
- VAT number
- BE 0824.422.103
- Registered office
- Hulsterweg (C) 45, 3980 Tessenderlo-Ham
- Names & denominations
- DIRK FAGARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2010
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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