Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SOLUFINANCE from Waterloo, company number BE0824060332, closed financial year 2025 with a result of € 83,867 after tax. For that financial year SOLUFINANCE recorded a gross margin of € 111,825 and equity of € -44,728. Compared with financial year 2024, the result moved from € 69,639 to € 83,867. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.
€ -44,728
▲ € 83,867 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 83,867
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 1,617
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -63,328.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,296
▲ 84% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 236
▼ 95% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 148,935
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 74,778
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 193,302 | € 101,965 | € 101,226 | € 111,825 | ▲ 10% |
| Profit after taxes | € 150,412 | € 89,226 | € 69,639 | € 83,867 | ▲ 20% |
| Equity | € -287,460 | € -198,234 | € -128,595 | € -44,728 | ▲ € 83,867 |
| Total debts | € 362,678 | € 273,285 | € 232,958 | € 223,713 | ▼ 4% |
| Cash | € 25 | € 9,052 | € 14,616 | € 1,617 | ▼ 89% |
| Retained profit | € -306,060 | € -216,834 | € -147,195 | € -63,328 | ▲ € 83,867 |
| Bank debt | € 209,598 | € 156,654 | € 157,749 | € 148,935 | ▼ 6% |
| Balance sheet total | € 75,217 | € 75,051 | € 104,364 | € 178,985 | ▲ 72% |
Key figures of SOLUFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SOLUFINANCE?
What happened at SOLUFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 83,867 (▲ 20% vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 150,412 profit in 2022 to € 83,867 profit in 2025.
Paid € 48,722 in corporate taxes since 2022.
Best year ever: 2022, with € 150,412 profit.
A new publication or filing at SOLUFINANCE? We notify you, reason included.
Follow SOLUFINANCEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SOLUFINANCE is Laurent Degraeve.
Directors
According to the 2025 annual accounts
Laurent Degraeve
Director
Establishments
Establishment units
Physical locations of this company
Drève Richelle 161J box 36
1410 Waterloo
Drève Richelle 161 box 15
1410 Waterloo
Active since 26 March 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →EURO BLUMAN EQUESTRIAN
€ 4,788 gross margin · 2025
Locatel
€ 91,573 gross margin · 2025
HOTEL BELMONT
LUNABIRD
€ 4,030 gross margin · 2024
FULL CLEANING
€ 1.5 million gross margin · 2025
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.060.332
- VAT number
- BE 0824.060.332
- Registered office
- Drève Richelle 161J bus 36, 1410 Waterloo
- Names & denominations
- SOLUFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 March 2010
- Peppol
- Active · Active since 9 Feb 2026
- Contact
- 080082020
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars