Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.9 to 2.
-
Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
Argenta Coöperatieve from Antwerpen, company number BE0823992630, closed financial year 2025 with a result of € 15.4 million after tax. Compared with financial year 2024, the result moved from € 14.8 million to € 15.4 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 2, 2026.
€ 299.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15.4 million
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 14.1 million
▲ 121% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 9.8 million paid out
64 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 138,477
▼ 51% vs 2024
€ 69,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,978
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 22,905
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 13 days on average.
€ 54,031
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € 28,931,008 | € 14,837,997 | € 14,812,422 | € 15,426,625 | ▲ 4% |
| Equity | € 274,720,007 | € 287,225,364 | € 293,580,736 | € 299,887,946 | ▲ 2% |
| Total debts | € 7,840,379 | € 9,705,957 | € 10,140,461 | € 10,060,641 | ▼ 1% |
| Cash | € 22,852,536 | € 10,086,322 | € 6,386,752 | € 14,146,442 | ▲ 121% |
| Retained profit | € 38,820,207 | € 44,105,364 | € 49,028,136 | € 54,657,196 | ▲ 11% |
| Dividend | € 7,728,103 | € 9,552,841 | € 9,889,650 | € 9,797,565 | ▼ 1% |
| Balance sheet total | € 282,560,386 | € 296,931,321 | € 303,721,197 | € 309,948,587 | ▲ 2% |
| Employees (FTE) | 2.4 | 2.9 | 2.8 | 2 | ▼ 0.8 |
Key figures of Argenta Coöperatieve, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Argenta Coöperatieve?
What happened at Argenta Coöperatieve in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jonathan Mertens stepped down as director. NBB
- Cynthia Van Hulle stepped down as director. NBB
- René Dhondt stepped down as director. NBB
- Rita Aerts stepped down as director. NBB
- Augustinus Janssen stepped down as director. NBB
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- Jonathan Mertens became a director. NBB
- Cynthia Van Hulle became a director. NBB
In short
From € 28.9 million profit in 2022 to € 15.4 million profit in 2025.
Paid € 122,666 in corporate taxes since 2022.
Best year ever: 2022, with € 28.9 million profit.
Paid out € 37 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 12.5% of Argenta Bank- en Verzekeringsgroep itself.
Directors
According to the 2025 annual accounts
Cynthia Van Hulle
Director
since 2021 · until 2027
René Dhondt
Director
since 2021 · until 2027
Jonathan Mertens
Director
since 2022 · until 2028
Rita Aerts
Chairman of the board
since 2021 · until 2027
Augustinus Janssen
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Belgiëlei 49-53
2018 Antwerpen
Krijtersveld 1
2160 Wommelgem
Active since 2 April 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →ARGENTA SPAARBANK
ARGENTA ASSURANTIES
ARGENTA BANK - EN VERZEKERINGSGROEP same network
GROEP ARGENTA
Argenta Asset Management
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Domain
Domain
argenco.be
Registered
2010-03-12
Website info
Features
Security
Details
- Company number
- 0823.992.630
- VAT number
- BE 0823.992.630
- Registered office
- Belgiëlei 49-53, 2018 Antwerpen
- Names & denominations
- Argenta Coöperatieve · Argen-Co
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 16 March 2010
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- argenco.be
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van holdings
Holdings