Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO from La Louvière, company number BE0823915921, closed financial year 2025 with a result of € 142,371 after tax. For that financial year CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO recorded a gross margin of € 192,199 and equity of € 583,648. Compared with financial year 2024, the result moved from € 208,422 to € 142,371. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 583,648
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 142,371
▼ 32% vs 2024
Profit after tax over the fiscal year.
€ 8,572
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,857 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 43,771
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,039
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 116,822
▼ 26% vs 2024
€ 48,422 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 5,309
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,536
▲ 53% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 109,803 | € 217,132 | € 237,968 | € 192,199 | ▼ 19% |
| Profit after taxes | € 88,069 | € 214,465 | € 208,422 | € 142,371 | ▼ 32% |
| Equity | € 340,434 | € 534,379 | € 692,134 | € 583,648 | ▼ 16% |
| Total debts | € 272,951 | € 239,254 | € 254,238 | € 418,952 | ▲ 65% |
| Cash | € 11,077 | € 9,999 | € 24,037 | € 8,572 | ▼ 64% |
| Retained profit | € 334,234 | € 528,179 | € 685,934 | € 577,448 | ▼ 16% |
| Dividend | € 2,947 | € 20,519 | € 50,667 | € 250,857 | ▲ € 200,190 |
| Bank debt | € 243,883 | € 201,447 | € 158,252 | € 116,822 | ▼ 26% |
| Balance sheet total | € 613,384 | € 773,633 | € 946,372 | € 1,002,600 | ▲ 6% |
Key figures of CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO?
What happened at CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 142,371 (▼ 32% vs 2024). Source: NBB ↗
- New establishment in La Louvière. KBO
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 88,069 profit in 2022 to € 142,371 profit in 2025.
Paid € 180,248 in corporate taxes since 2022.
Best year ever: 2023, with € 214,465 profit.
Paid out € 324,991 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO is Raimondo CERNERO. It owns 100% of LE BUREAU D'ASSISTANCE FISCALE ET COMPTABLE itself.
Directors
According to the 2025 annual accounts
Raimondo CERNERO
Managing director
Establishments
Establishment units
Physical locations of this company
Rue du Temple(L.L) 57
7100 La Louvière
Rue du Bois d'Huberbu(TRI) 177
7100 La Louvière
Active since 9 March 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.915.921
- VAT number
- BE 0823.915.921
- Registered office
- Rue du Temple(L.L) 57, 7100 La Louvière
- Names & denominations
- CABINET D'EXPERTISES COMPTABLES ET FISCALES CERNERO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2010
- Peppol
- Active · Active since 22 Oct 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants