Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CABEX Assurances & Finances from Perwez, company number BE0823775666, closed financial year 2025 with a result of € 34,129 after tax. For that financial year CABEX Assurances & Finances recorded a gross margin of € 119,184 and equity of € 10,535. Compared with financial year 2024, the result moved from € 15,263 to € 34,129. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.
€ 10,535
▲ € 34,129 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,129
▲ 124% vs 2024
Profit after tax over the fiscal year.
€ 16,543
▲ € 15,563 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -8,015.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 47,086
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,294
▲ € 19,690 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 109,519
▲ 83% vs 2024
€ 31,755 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 22,349
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,334 | € 79,579 | € 75,687 | € 119,184 | ▲ 57% |
| Profit after taxes | € 7,300 | € 12,915 | € 15,263 | € 34,129 | ▲ 124% |
| Equity | € -51,772 | € -38,857 | € -23,594 | € 10,535 | ▲ € 34,129 |
| Total debts | € 72,806 | € 46,498 | € 91,040 | € 132,830 | ▲ 46% |
| Cash | € 506 | € 394 | € 980 | € 16,543 | ▲ € 15,563 |
| Retained profit | € -70,322 | € -57,407 | € -42,144 | € -8,015 | ▲ € 34,129 |
| Bank debt | € 14,259 | € 0 | € 60,000 | € 109,519 | ▲ 83% |
| Balance sheet total | € 21,034 | € 7,641 | € 67,446 | € 143,365 | ▲ 113% |
Key figures of CABEX Assurances & Finances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CABEX Assurances & Finances?
What happened at CABEX Assurances & Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,129 (▲ 124% vs 2024). Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Perwez. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,300 profit in 2022 to € 34,129 profit in 2025.
Paid € 25,183 in corporate taxes since 2022.
Best year ever: 2025, with € 34,129 profit.
A new publication or filing at CABEX Assurances & Finances? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CABEX Assurances & Finances is Pierre DESY.
Directors
According to the 2025 annual accounts
Pierre DESY
Director
Establishments
Establishment units
Physical locations of this company
Rue de Seumay 127
1360 Perwez
Quai Saint-Léonard 49 box A
4000 Liège
Active since 1 July 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.775.666
- VAT number
- BE 0823.775.666
- Registered office
- Rue de Seumay 127, 1360 Perwez
- Names & denominations
- CABEX Assurances & Finances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2010
- Peppol
- Active · Active since 4 Jul 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars