Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
Financials
Financial year 2025
NAJOFA from Liège, company number BE0823618783, closed financial year 2025 with a result of € 22,636 after tax. For that financial year NAJOFA recorded a gross margin of € 192,651 and equity of € -1 million. Compared with financial year 2024, the result moved from € -1.1 million to € 22,636. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -1 million
▲ € 22,636 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,636
▲ still € 1.1 million loss in 2024
Profit after tax over the fiscal year.
€ 15,512
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1 million.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 133,919
▲ 12% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,094
▲ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 41,624
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,394
▲ 64% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 216,081 | € 188,343 | € 177,102 | € 192,651 | ▲ 9% |
| Profit after taxes | € -29,805 | € -25,349 | € -1,129,613 | € 22,636 | ▲ € 1.2 million |
| Equity | € 100,270 | € 74,921 | € -1,054,692 | € -1,032,055 | ▲ € 22,636 |
| Total debts | € 118,496 | € 140,826 | € 135,715 | € 96,341 | ▼ 29% |
| Cash | € 23,474 | € 34,920 | € 14,435 | € 15,512 | ▲ 7% |
| Retained profit | € 94,070 | € 68,721 | € -1,060,892 | € -1,038,255 | ▲ € 22,636 |
| Balance sheet total | € 220,006 | € 215,747 | € 224,326 | € 207,588 | ▼ 7% |
Key figures of NAJOFA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to NAJOFA?
What happened at NAJOFA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,636. Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Liège. KBO
- Fabrice SPLINGARD became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 29,805 loss in 2022 to € 22,636 profit in 2025.
Paid € 4,327 in corporate taxes since 2022.
Best year ever: 2025, with € 22,636 profit.
A new publication or filing at NAJOFA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Fabrice SPLINGARD
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Rue des Célestines 8
4000 Liège
Rue des Célestines 11
4000 Liège
Active since 15 May 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.618.783
- VAT number
- BE 0823.618.783
- Registered office
- Rue des Célestines 8, 4000 Liège
- Names & denominations
- NAJOFA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2010
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Cafés en bars