Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DB homes from Kruisem, company number BE0823018472, closed financial year 2025 with a result of € -31,527 after tax. For that financial year DB homes recorded a gross margin of € 60,335 and equity of € 99,115. Compared with financial year 2024, the result moved from € 22,120 to € -31,527. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 99,115
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,527
▼ still € 22,120 profit in 2024
Profit after tax over the fiscal year.
€ 1,350
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 99,015.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 60,494
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 112,685
▲ 281% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 131,900
▲ 82% vs 2024
€ 24,728 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 14,129
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,354
▼ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 392,259 | € 124,807 | € 60,335 | ▼ 52% |
| Profit after taxes | € 152,257 | € 22,120 | € -31,527 | ▼ € 53,647 |
| Equity | € 108,522 | € 130,642 | € 99,115 | ▼ 24% |
| Total debts | € 120,758 | € 113,789 | € 169,803 | ▲ 49% |
| Cash | - | - | € 1,350 | |
| Land & buildings | - | € 15,749 | € 19,660 | ▲ 25% |
| Retained profit | € 108,422 | € 130,542 | € 99,015 | ▼ 24% |
| Bank debt | € 88,643 | € 72,601 | € 131,900 | ▲ 82% |
| Balance sheet total | € 229,280 | € 244,431 | € 268,918 | ▲ 10% |
Key figures of DB homes, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to DB homes?
What happened at DB homes in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,527 (▼ € 53,647 vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Kruisem. KBO
In short
From € 152,257 profit in 2023 to € 31,527 loss in 2025.
Paid € 64,027 in corporate taxes since 2023.
Best year ever: 2023, with € 152,257 profit.
A new publication or filing at DB homes? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
ELIZE DECLERCQ
Director
Establishments
Establishment units
Physical locations of this company
Boeregemstraat 22
9750 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.018.472
- VAT number
- BE 0823.018.472
- Registered office
- Boeregemstraat 22, 9750 Kruisem
- Names & denominations
- DB homes
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 2010
- Peppol
- Active · Active since 16 Jan 2026
- Activities · NACE
Schrijnwerk
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis