Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SAINT JOB FINANCE from Sint-Lambrechts-Woluwe, company number BE0822931469, closed financial year 2025 with a result of € -883 after tax. For that financial year SAINT JOB FINANCE recorded a gross margin of € -417 and equity of € 9,254. Compared with financial year 2024, the result moved from € -614 to € -883. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 9,254
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -883
▼ 44 % more loss than in 2024
Profit after tax over the fiscal year.
€ 679
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9,346.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 701 | € -384 | € -175 | € -417 | ▼ € 241 |
| Profit after taxes | € 276 | € -847 | € -614 | € -883 | ▼ € 269 |
| Equity | € 11,597 | € 10,750 | € 10,136 | € 9,254 | ▼ 9% |
| Total debts | € 425 | € 425 | € 813 | € 425 | ▼ 48% |
| Cash | € 10 | € 2,176 | € 1,949 | € 679 | ▼ 65% |
| Retained profit | € -7,003 | € -7,850 | € -8,464 | € -9,346 | ▼ € 883 |
| Balance sheet total | € 12,022 | € 11,176 | € 10,949 | € 9,679 | ▼ 12% |
Key figures of SAINT JOB FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAINT JOB FINANCE?
What happened at SAINT JOB FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 883. filed late Source: NBB ↗
- Benoit Desmedt became a director. NBB
- Emilie Desmedt became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Courtiers Associés SRL became a director. NBB
In short
From € 276 profit in 2022 to € 883 loss in 2025.
Best year ever: 2022, with € 276 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COURTIERS ASSOCIES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SAINT JOB FINANCEBehind SAINT JOB FINANCE are Courtiers Associés SRL, Benoit Desmedt and Emilie Desmedt. The shares are held by COURTIERS ASSOCIES (100%).
Directors
According to the 2025 annual accounts
Director · represented by Didier Desmedt
Also active at: COASS FINANCE, TDBY INVEST
since 2010
Benoit Desmedt
Director
Also active at: COURTIERS ASSOCIES, VIP ASSISTANCE, COASS FINANCE, TDBY INVEST
since 2014
since 2014
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
St-Hendriksvoorplein 49-53
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →NEUVILLE FINANCES
€ 24,880 gross margin · 2025
COASS FINANCE same network
€ 12,603 gross margin · 2025
Association des copropriétaires de la Résidence sise à Woluwe-Saint-Lambert, Parvis Saint-Henri 49-53
SAINT-HENRIMMO
€ 45,973 gross margin · 2025
SAINT-HENRI FINANCE same network
€ 291,225 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.931.469
- VAT number
- BE 0822.931.469
- Registered office
- St-Hendriksvoorplein 49-53, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- SAINT JOB FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2010
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven