Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CHARLEO from Chaumont-Gistoux, company number BE0822789929, closed financial year 2025 with a result of € -2,661 after tax. For that financial year CHARLEO recorded a gross margin of € -1,504 and equity of € -9,303. Compared with financial year 2024, the result moved from € -1,095 to € -2,661. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ -9,303
▼ € 2,661 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,661
▼ 143 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -109,303.
Debts at end 2025
€ 36
Loans from banks and other lenders, long and short.
€ 1,471
▲ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,870 | € -1,453 | € -952 | € -1,504 | ▼ € 552 |
| Profit after taxes | € -2,499 | € -1,670 | € -1,095 | € -2,661 | ▼ € 1,566 |
| Equity | € -3,878 | € -5,548 | € -6,643 | € -9,303 | ▼ € 2,661 |
| Total debts | € 4,603 | € 5,780 | € 6,702 | € 9,303 | ▲ 39% |
| Cash | € 204 | € 232 | € 59 | - | |
| Retained profit | € -103,878 | € -105,548 | € -106,643 | € -109,303 | ▼ € 2,661 |
| Bank debt | € 0 | € 0 | € 0 | € 36 | |
| Balance sheet total | € 726 | € 232 | € 59 | € 0 | ▼ 100% |
Key figures of CHARLEO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHARLEO?
What happened at CHARLEO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- NICOLAS LACAVE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 2,661. Source: NBB ↗
- NICOLAS LACAVE became a director. NBB
- New establishment in Chaumont-Gistoux. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,499 loss in 2022 to € 2,661 loss in 2025.
Paid € 11 in corporate taxes since 2022.
A new publication or filing at CHARLEO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
NICOLAS LACAVE
Director
since 2010 · until 2028
Establishments
Establishment units
Physical locations of this company
Tienne du Chenois, Dion-V. 17
1325 Chaumont-Gistoux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.789.929
- VAT number
- BE 0822.789.929
- Registered office
- Tienne du Chenois, Dion-V. 17, 1325 Chaumont-Gistoux
- Names & denominations
- CHARLEO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2010
- Peppol
- Not registered
- Activities · NACE
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