Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
I&L from Heist-op-den-Berg, company number BE0822705993, closed financial year 2025 with a result of € 2,947 after tax. For that financial year I&L recorded a gross margin of € 6,934 and equity of € 6,177. Compared with financial year 2024, the result moved from € -130 to € 2,947. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 6,177
▲ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,947
▲ still € 130 loss in 2024
Profit after tax over the fiscal year.
€ 5,366
▲ 213% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -23.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,927
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 17,898
▲ € 15,272 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,684 | € -742 | € 150 | € 6,934 | ▲ € 6,784 |
| Profit after taxes | € -2,715 | € -735 | € -130 | € 2,947 | ▲ € 3,077 |
| Equity | € 4,126 | € 3,391 | € 3,261 | € 6,177 | ▲ 89% |
| Total debts | € 8,386 | € 9,125 | € 2,626 | € 22,415 | ▲ € 19,789 |
| Cash | € 2,626 | € 2,292 | € 1,712 | € 5,366 | ▲ 213% |
| Retained profit | € -2,074 | € -2,809 | € -2,939 | € -23 | ▲ € 2,917 |
| Balance sheet total | € 12,512 | € 12,516 | € 5,887 | € 28,592 | ▲ € 22,706 |
Key figures of I&L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to I&L?
What happened at I&L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,947. Source: NBB ↗
- Ludo Van Dyck became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,715 loss in 2022 to € 2,947 profit in 2025.
Best year ever: 2025, with € 2,947 profit.
Management
Behind I&L is Ludo Van Dyck.
Directors
According to the 2025 annual accounts
Ludo Van Dyck
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Roggeveldenstraat 5
2223 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.705.993
- VAT number
- BE 0822.705.993
- Registered office
- Roggeveldenstraat 5, 2223 Heist-op-den-Berg
- Names & denominations
- I&L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 January 2010
- Peppol
- Active · Active since 22 Oct 2026
- Activities · NACE
Sanitaire werkzaamheden
Overige werkzaamheden in verband met de afwerking van gebouwen
Stukadoorswerk
Schilderen van gebouwen
Schrijnwerk
Detailhandel in onderdelen en accessoires van motorvoertuigen