Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
B&Y from Ternat, company number BE0822307701, closed financial year 2025 with a result of € 25,448 after tax. For that financial year B&Y recorded a gross margin of € 48,172 and equity of € 501,772. Compared with financial year 2024, the result moved from € 29,439 to € 25,448. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 18, 2026.
€ 501,772
▼ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,448
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 38,254
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 126,962.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,254
▲ € 3,221 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,846
▲ 221% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,862 | € 12,428 | € 51,021 | € 48,172 | ▼ 6% |
| Profit after taxes | € 8,274 | € 1,247 | € 29,439 | € 25,448 | ▼ 14% |
| Equity | € 745,638 | € 746,884 | € 776,324 | € 501,772 | ▼ 35% |
| Total debts | € 29,934 | € 31,624 | € 22,239 | € 236,092 | ▲ € 213,853 |
| Cash | € 9,678 | € 51,784 | € 90,008 | € 38,254 | ▼ 57% |
| Land & buildings | € 116,494 | € 107,324 | € 98,155 | € 88,985 | ▼ 9% |
| Retained profit | € 130,638 | € 131,884 | € 161,324 | € 126,962 | ▼ 21% |
| Balance sheet total | € 775,572 | € 778,508 | € 798,562 | € 737,864 | ▼ 8% |
Key figures of B&Y, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B&Y?
What happened at B&Y in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,448 (▼ 14% vs 2024). filed late Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
- Patrick Pieters became a director. NBB
In short
From € 8,274 profit in 2022 to € 25,448 profit in 2025.
Paid € 27,511 in corporate taxes since 2022.
Best year ever: 2024, with € 29,439 profit.
Management
Behind B&Y is Patrick Pieters. Patrick Pieters is also behind PIETERS PATRICK.
Directors
According to the 2025 annual accounts
since 2010
Establishments
Establishment units
Physical locations of this company
Fazantenlaan 110
1742 Ternat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.307.701
- VAT number
- BE 0822.307.701
- Registered office
- Fazantenlaan 110, 1742 Ternat
- Names & denominations
- B&Y
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 January 2010
- Peppol
- Not registered