What does Zakenkantoor N&B Kapellen do?

Zakenkantoor N&B Kapellen is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 15 January 2010, 1 establishment.

What is the address of Zakenkantoor N&B Kapellen?

The registered office of Zakenkantoor N&B Kapellen is located at Antwerpsesteenweg 15, 2950 Kapellen.

Is Zakenkantoor N&B Kapellen still active?

Yes. According to the CBE (29 October 2026) Zakenkantoor N&B Kapellen is active, legal situation “Normale toestand”, started on 15 January 2010.

Is Zakenkantoor N&B Kapellen registered on Peppol?

Yes, Zakenkantoor N&B Kapellen is registered on the Peppol network with ID 0208:0822296615.

What is the enterprise number of Zakenkantoor N&B Kapellen?

The enterprise number of Zakenkantoor N&B Kapellen is BE0822296615.

When was Zakenkantoor N&B Kapellen founded?

Zakenkantoor N&B Kapellen was founded on 15 January 2010.

Who are the directors of Zakenkantoor N&B Kapellen?

According to the 2025 annual accounts, the directors of Zakenkantoor N&B Kapellen are: Adverfi BV.

Is Zakenkantoor N&B Kapellen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 January 2010; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Zakenkantoor N&B Kapellen make in 2025?

Zakenkantoor N&B Kapellen posted a profit after taxes of € 44,468 in financial year 2025.

What is the revenue of Zakenkantoor N&B Kapellen?

As a small company, Zakenkantoor N&B Kapellen is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 181,679.

Zakenkantoor N&B Kapellen (Private Limited) - Kapellen

Dossier Zakenkantoor N&B Kapellen, printed on 29 October 2026 from databakkes.be/en/0822296615/zakenkantoor-n-b-kapellen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Zakenkantoor N&B Kapellen from Kapellen, company number BE0822296615, closed financial year 2025 with a result of € 44,468 after tax. For that financial year Zakenkantoor N&B Kapellen recorded a gross margin of € 181,679 and equity of € 50,567. Compared with financial year 2024, the result moved from € 44,477 to € 44,468. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Growing

€ 50,567

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 44,468

Profit after tax over the fiscal year.

Cash in the bank

€ 49,361

▼ 47% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 36,800 paid out

83 % of the profit went to the shareholders, mostly to ADVERFI (90 % of the shares). That is where the money ends up.

People and assets in 2025

Wage cost

€ 111,949

▲ 2% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 22,021

▼ 29% vs 2024

€ 13,873 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 4,669

▲ € 4,320 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 22,969

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 163,084 Gross margin 2022: € 163,084 First fiscal year in the series	€ 180,149 Gross margin 2023: € 180,149 ▲ 10% vs 2022 (€ 163,084) Favourable step	€ 176,175 Gross margin 2024: € 176,175 ▼ 2% vs 2023 (€ 180,149) Unfavourable step	€ 181,679 Gross margin 2025: € 181,679 ▲ 3% vs 2024 (€ 176,175) Favourable step	▲ 3%
Profit after taxes	€ 55,625 Profit after taxes 2022: € 55,625 First fiscal year in the series	€ 50,910 Profit after taxes 2023: € 50,910 ▼ 8% vs 2022 (€ 55,625) Unfavourable step	€ 44,477 Profit after taxes 2024: € 44,477 ▼ 13% vs 2023 (€ 50,910) Unfavourable step	€ 44,468 Profit after taxes 2025: € 44,468 Unchanged (€ 44,477) Unfavourable step
Equity	€ 44,012 Equity 2022: € 44,012 First fiscal year in the series	€ 47,422 Equity 2023: € 47,422 ▲ 8% vs 2022 (€ 44,012) Favourable step	€ 49,399 Equity 2024: € 49,399 ▲ 4% vs 2023 (€ 47,422) Favourable step	€ 50,567 Equity 2025: € 50,567 ▲ 2% vs 2024 (€ 49,399) Favourable step	▲ 2%
Total debts	€ 134,158 Total debts 2022: € 134,158 First fiscal year in the series	€ 118,652 Total debts 2023: € 118,652 ▼ 12% vs 2022 (€ 134,158) Favourable step	€ 92,956 Total debts 2024: € 92,956 ▼ 22% vs 2023 (€ 118,652) Favourable step	€ 88,314 Total debts 2025: € 88,314 ▼ 5% vs 2024 (€ 92,956) Favourable step	▼ 5%
Cash	€ 35,181 Cash 2022: € 35,181 First fiscal year in the series	€ 78,865 Cash 2023: € 78,865 ▲ 124% vs 2022 (€ 35,181) Favourable step	€ 93,936 Cash 2024: € 93,936 ▲ 19% vs 2023 (€ 78,865) Favourable step	€ 49,361 Cash 2025: € 49,361 ▼ 47% vs 2024 (€ 93,936) Unfavourable step	▼ 47%
Land & buildings	€ 5,536 Land & buildings 2022: € 5,536 First fiscal year in the series	€ 4,854 Land & buildings 2023: € 4,854 ▼ 12% vs 2022 (€ 5,536) Unchanged	€ 0 Land & buildings 2024: € 0 ▼ 100% vs 2023 (€ 4,854) Unchanged	-
Retained profit	€ 25,412 Retained profit 2022: € 25,412 First fiscal year in the series	€ 28,822 Retained profit 2023: € 28,822 ▲ 13% vs 2022 (€ 25,412) Favourable step	€ 30,799 Retained profit 2024: € 30,799 ▲ 7% vs 2023 (€ 28,822) Favourable step	€ 31,967 Retained profit 2025: € 31,967 ▲ 4% vs 2024 (€ 30,799) Favourable step	▲ 4%
Dividend	€ 48,000 Dividend 2022: € 48,000 First fiscal year in the series	€ 42,500 Dividend 2023: € 42,500 ▼ 11% vs 2022 (€ 48,000) Unchanged	€ 36,000 Dividend 2024: € 36,000 ▼ 15% vs 2023 (€ 42,500) Unchanged	€ 36,800 Dividend 2025: € 36,800 ▲ 2% vs 2024 (€ 36,000) Unchanged	▲ 2%
Bank debt	€ 61,586 Bank debt 2022: € 61,586 First fiscal year in the series	€ 44,312 Bank debt 2023: € 44,312 ▼ 28% vs 2022 (€ 61,586) Favourable step	€ 30,848 Bank debt 2024: € 30,848 ▼ 30% vs 2023 (€ 44,312) Favourable step	€ 22,021 Bank debt 2025: € 22,021 ▼ 29% vs 2024 (€ 30,848) Favourable step	▼ 29%
Balance sheet total	€ 178,170 Balance sheet total 2022: € 178,170 First fiscal year in the series	€ 166,074 Balance sheet total 2023: € 166,074 ▼ 7% vs 2022 (€ 178,170) Unchanged	€ 142,355 Balance sheet total 2024: € 142,355 ▼ 14% vs 2023 (€ 166,074) Unchanged	€ 138,881 Balance sheet total 2025: € 138,881 ▼ 2% vs 2024 (€ 142,355) Unchanged	▼ 2%

Key figures of Zakenkantoor N&B Kapellen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Zakenkantoor N&B Kapellen?

What happened at Zakenkantoor N&B Kapellen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 44,468. Source: NBB ↗
Jan 15, 2010 Start of the company according to the CBE. KBO
Jan 11, 2010 New establishment in Kapellen. KBO

In short

From € 55,625 profit in 2022 to € 44,468 profit in 2025.

Paid € 67,525 in corporate taxes since 2022.

Best year ever: 2022, with € 55,625 profit.

Paid out € 163,300 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

ADVERFI 90%

The stake of ADVERFI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Zakenkantoor N&B Kapellen

Behind Zakenkantoor N&B Kapellen is Adverfi BV. The shares are held by ADVERFI (90%).

Directors

According to the 2025 annual accounts

Adverfi BV

Director

Shareholders

ADVERFI

90%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Antwerpsesteenweg 15

2950 Kapellen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0822.296.615
VAT number: BE 0822.296.615
Registered office: Antwerpsesteenweg 15, 2950 Kapellen
Names & denominations: Zakenkantoor N&B Kapellen
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 15 January 2010
Peppol: Active · Active since 17 Apr 2026
Contact: [email protected] 036053380
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗