Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
BeNice from Aubel, company number BE0822263159, closed financial year 2025 with a result of € 76,575 after tax. For that financial year BeNice recorded a gross margin of € 107,901 and equity of € -470,431. Compared with financial year 2024, the result moved from € 61,529 to € 76,575. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -470,431
▲ € 76,575 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,575
▲ 24% vs 2024
Profit after tax over the fiscal year.
€ 40,362
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -990,431.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,777
▼ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 75,000
Loans from banks and other lenders, long and short.
€ 32,975
▼ 33% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 103,324 | € 90,421 | € 93,931 | € 107,901 | ▲ 15% |
| Profit after taxes | € 72,241 | € 63,472 | € 61,529 | € 76,575 | ▲ 24% |
| Equity | € -672,006 | € -608,535 | € -547,006 | € -470,431 | ▲ € 76,575 |
| Total debts | € 705,818 | € 650,470 | € 592,355 | € 513,260 | ▼ 13% |
| Cash | € 26,585 | € 18,988 | € 34,400 | € 40,362 | ▲ 17% |
| Retained profit | € -1,192,006 | € -1,128,535 | € -1,067,006 | € -990,431 | ▲ € 76,575 |
| Bank debt | € 84,114 | € 75,000 | € 75,000 | € 75,000 | |
| Balance sheet total | € 33,811 | € 41,935 | € 45,349 | € 42,829 | ▼ 6% |
Key figures of BeNice, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BeNice?
What happened at BeNice in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,575 (▲ 24% vs 2024). filed late Source: NBB ↗
- New establishment in Aubel. KBO
- Start of the company according to the CBE. KBO
In short
From € 72,241 profit in 2022 to € 76,575 profit in 2025.
Paid € 103,339 in corporate taxes since 2022.
Best year ever: 2025, with € 76,575 profit.
Management
Behind BeNice is Benoît Cabay. It owns 31.5% of Alliance Finances itself.
Directors
According to the 2025 annual accounts
Benoît Cabay
Director
Establishments
Establishment units
Physical locations of this company
Bétel 206
4880 Aubel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.263.159
- VAT number
- BE 0822.263.159
- Registered office
- Bétel 206, 4880 Aubel
- Names & denominations
- BeNice
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2010
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars