Financials
Financial year 2025
ST&M from Berlare, company number BE0822165070, closed financial year 2025 with a result of € 44,799 after tax. For that financial year ST&M recorded a gross margin of € 69,494 and equity of € 219,549. Compared with financial year 2024, the result moved from € 46,119 to € 44,799. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 23, 2025.
€ 219,549
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,799
▼ 3% vs 2024
Profit after tax over the fiscal year.
€ 85,837
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,130 paid out
34 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,923
▲ € 1,642 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 57,093
▼ 10% vs 2024
€ 34,038 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,062
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,158
▼ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 131,737 | € 87,128 | € 89,352 | € 69,494 | ▼ 22% |
| Profit after taxes | € 82,323 | € 41,407 | € 46,119 | € 44,799 | ▼ 3% |
| Equity | € 157,014 | € 171,760 | € 189,879 | € 219,549 | ▲ 16% |
| Total debts | € 116,932 | € 95,119 | € 103,098 | € 82,355 | ▼ 20% |
| Cash | € 175,798 | € 192,899 | € 75,561 | € 85,837 | ▲ 14% |
| Land & buildings | € 77,235 | € 69,320 | € 63,600 | € 61,920 | ▼ 3% |
| Retained profit | € 144,614 | € 171,760 | € 189,879 | € 219,549 | ▲ 16% |
| Dividend | € 82,323 | € 14,260 | € 28,000 | € 15,130 | ▼ 46% |
| Bank debt | € 76,291 | € 48,567 | € 63,790 | € 57,093 | ▼ 10% |
| Balance sheet total | € 273,946 | € 266,880 | € 292,978 | € 301,904 | ▲ 3% |
Key figures of ST&M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ST&M?
What happened at ST&M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,799 (▼ 3% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Berlare. KBO
In short
From € 82,323 profit in 2022 to € 44,799 profit in 2025.
Paid € 107,818 in corporate taxes since 2022.
Best year ever: 2022, with € 82,323 profit.
Paid out € 139,712 in dividends to the owners in total.
Management
Behind ST&M is STEVEN LOZIE.
Directors
According to the 2025 annual accounts
STEVEN LOZIE
Manager
Establishments
Establishment units
Physical locations of this company
Bunderstraat(B) 11/A
9290 Berlare
Bunderstraat(B) 11 box a
9290 Berlare
Active since 4 January 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.165.070
- VAT number
- BE 0822.165.070
- Registered office
- Bunderstraat(B) 11/A, 9290 Berlare
- Names & denominations
- ST&M
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 2010
- Peppol
- Active · Active since 24 Nov 2023
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