Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHICRO from Maasmechelen, company number BE0821790532, closed financial year 2025 with a result of € 251,405 after tax. For that financial year PHICRO recorded a gross margin of € 694,766 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 292,409 to € 251,405. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 1.3 million
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 251,405
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 194,000
▲ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 67,333
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▼ 13% vs 2024
€ 296,355 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2,663
▲ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,059
▼ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 353,780 | € 587,528 | € 774,438 | € 694,766 | ▼ 10% |
| Profit after taxes | € 54,923 | € 178,235 | € 292,409 | € 251,405 | ▼ 14% |
| Equity | € 592,013 | € 770,247 | € 1,062,657 | € 1,314,061 | ▲ 24% |
| Total debts | € 2,488,143 | € 3,956,591 | € 3,719,913 | € 3,268,603 | ▼ 12% |
| Cash | € 67,668 | € 43,457 | € 108,569 | € 194,000 | ▲ 79% |
| Land & buildings | € 490,937 | € 470,137 | € 386,937 | € 370,937 | ▼ 4% |
| Retained profit | € 572,013 | € 750,247 | € 1,042,657 | € 1,294,061 | ▲ 24% |
| Bank debt | € 2,244,021 | € 2,674,207 | € 2,424,017 | € 2,106,619 | ▼ 13% |
| Balance sheet total | € 3,080,156 | € 4,726,839 | € 4,782,570 | € 4,582,664 | ▼ 4% |
Key figures of PHICRO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHICRO?
What happened at PHICRO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 251,405 (▼ 14% vs 2024). Source: NBB ↗
- New establishment in Maasmechelen. KBO
- PHILIPPE CROUX became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 54,923 profit in 2022 to € 251,405 profit in 2025.
Paid € 521,567 in corporate taxes since 2022.
Best year ever: 2024, with € 292,409 profit.
A new publication or filing at PHICRO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHICRO is PHILIPPE CROUX. It owns 100% of Apotheek Pauwengraaf, 100% of Inter Farma Invest and 0.1% of Apotheek André Dumont itself.
Directors
According to the 2025 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Windmolenweg(O) 92
3630 Maasmechelen
Windmolenweg(B) 92
3631 Maasmechelen
Active since 22 December 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.790.532
- VAT number
- BE 0821.790.532
- Registered office
- Windmolenweg(O) 92, 3630 Maasmechelen
- Names & denominations
- PHICRO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2009
- Peppol
- Active · Active since 10 Sept 2024
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen