What does FINANCES et COURTAGE P.M. do?

FINANCES et COURTAGE P.M. is filed with the CBE under the catch-all “Overige zakelijke dienstverlening”, a code that says little about what the company actually does. Private Limited, started on 22 December 2009, 1 establishment.

What is the address of FINANCES et COURTAGE P.M.?

The registered office of FINANCES et COURTAGE P.M. is located at Rue de la Station 9, 7090 Braine-le-Comte.

Is FINANCES et COURTAGE P.M. still active?

Yes. According to the CBE (17 September 2026) FINANCES et COURTAGE P.M. is active, legal situation “Normale toestand”, started on 22 December 2009.

Is FINANCES et COURTAGE P.M. registered on Peppol?

Yes, FINANCES et COURTAGE P.M. is registered on the Peppol network with ID 0208:0821654831.

What is the enterprise number of FINANCES et COURTAGE P.M.?

The enterprise number of FINANCES et COURTAGE P.M. is BE0821654831.

When was FINANCES et COURTAGE P.M. founded?

FINANCES et COURTAGE P.M. was founded on 22 December 2009.

Who are the directors of FINANCES et COURTAGE P.M.?

According to the 2025 annual accounts, the directors of FINANCES et COURTAGE P.M. are: Marie-Eve MAROT.

Is FINANCES et COURTAGE P.M. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 December 2009; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINANCES et COURTAGE P.M. make in 2025?

FINANCES et COURTAGE P.M. posted a profit after taxes of € 64,504 in financial year 2025.

What is the revenue of FINANCES et COURTAGE P.M.?

As a small company, FINANCES et COURTAGE P.M. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 32,511.

FINANCES et COURTAGE P.M. (Private Limited)

Dossier FINANCES et COURTAGE P.M., printed on 17 September 2026 from databakkes.be/en/0821654831/finances-et-courtage-p-m. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINANCES et COURTAGE P.M. from Braine-le-Comte, company number BE0821654831, closed financial year 2025 with a result of € 64,504 after tax. For that financial year FINANCES et COURTAGE P.M. recorded a gross margin of € 32,511 and equity of € 983,780. Compared with financial year 2024, the result moved from € 16,294 to € 64,504. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.

What it is worth Growing

€ 983,780

▲ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 64,504

▲ 296% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 301,523

▲ 5% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 5,694 paid out

9 % of the profit went to the shareholders, the rest stayed in the company.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 605,653

▼ 12% vs 2024

€ 81,611 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 2,903

▼ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 8,624

▲ 136% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 12,211 Gross margin 2022: € 12,211 First fiscal year in the series	€ 23,240 Gross margin 2023: € 23,240 ▲ 90% vs 2022 (€ 12,211) Favourable step	€ -3,523 Gross margin 2024: € -3,523 ▼ € 26,763 vs 2023 (€ 23,240) Unfavourable step	€ 32,511 Gross margin 2025: € 32,511 ▲ € 36,034 vs 2024 (€ -3,523) Favourable step	▲ € 36,034
Profit after taxes	€ 52,080 Profit after taxes 2022: € 52,080 First fiscal year in the series	€ 42,809 Profit after taxes 2023: € 42,809 ▼ 18% vs 2022 (€ 52,080) Unfavourable step	€ 16,294 Profit after taxes 2024: € 16,294 ▼ 62% vs 2023 (€ 42,809) Unfavourable step	€ 64,504 Profit after taxes 2025: € 64,504 ▲ 296% vs 2024 (€ 16,294) Favourable step	▲ 296%
Equity	€ 1,023,507 Equity 2022: € 1,023,507 First fiscal year in the series	€ 1,003,988 Equity 2023: € 1,003,988 ▼ 2% vs 2022 (€ 1,023,507) Unfavourable step	€ 924,970 Equity 2024: € 924,970 ▼ 8% vs 2023 (€ 1,003,988) Unfavourable step	€ 983,780 Equity 2025: € 983,780 ▲ 6% vs 2024 (€ 924,970) Favourable step	▲ 6%
Total debts	€ 699,399 Total debts 2022: € 699,399 First fiscal year in the series	€ 699,224 Total debts 2023: € 699,224 Unchanged (€ 699,399) Favourable step	€ 803,911 Total debts 2024: € 803,911 ▲ 15% vs 2023 (€ 699,224) Unfavourable step	€ 728,379 Total debts 2025: € 728,379 ▼ 9% vs 2024 (€ 803,911) Favourable step	▼ 9%
Cash	€ 617,139 Cash 2022: € 617,139 First fiscal year in the series	€ 549,155 Cash 2023: € 549,155 ▼ 11% vs 2022 (€ 617,139) Unfavourable step	€ 288,405 Cash 2024: € 288,405 ▼ 47% vs 2023 (€ 549,155) Unfavourable step	€ 301,523 Cash 2025: € 301,523 ▲ 5% vs 2024 (€ 288,405) Favourable step	▲ 5%
Land & buildings	€ 641,314 Land & buildings 2022: € 641,314 First fiscal year in the series	€ 611,962 Land & buildings 2023: € 611,962 ▼ 5% vs 2022 (€ 641,314) Unchanged	€ 841,569 Land & buildings 2024: € 841,569 ▲ 38% vs 2023 (€ 611,962) Unchanged	€ 799,542 Land & buildings 2025: € 799,542 ▼ 5% vs 2024 (€ 841,569) Unchanged	▼ 5%
Retained profit	€ 1,011,107 Retained profit 2022: € 1,011,107 First fiscal year in the series	€ 991,588 Retained profit 2023: € 991,588 ▼ 2% vs 2022 (€ 1,011,107) Unfavourable step	€ 912,570 Retained profit 2024: € 912,570 ▼ 8% vs 2023 (€ 991,588) Unfavourable step	€ 971,380 Retained profit 2025: € 971,380 ▲ 6% vs 2024 (€ 912,570) Favourable step	▲ 6%
Dividend	€ 60,000 Dividend 2022: € 60,000 First fiscal year in the series	€ 62,329 Dividend 2023: € 62,329 ▲ 4% vs 2022 (€ 60,000) Unchanged	€ 95,311 Dividend 2024: € 95,311 ▲ 53% vs 2023 (€ 62,329) Unchanged	€ 5,694 Dividend 2025: € 5,694 ▼ 94% vs 2024 (€ 95,311) Unchanged	▼ 94%
Bank debt	€ 658,078 Bank debt 2022: € 658,078 First fiscal year in the series	€ 588,232 Bank debt 2023: € 588,232 ▼ 11% vs 2022 (€ 658,078) Favourable step	€ 685,040 Bank debt 2024: € 685,040 ▲ 16% vs 2023 (€ 588,232) Unfavourable step	€ 605,653 Bank debt 2025: € 605,653 ▼ 12% vs 2024 (€ 685,040) Favourable step	▼ 12%
Balance sheet total	€ 1,876,743 Balance sheet total 2022: € 1,876,743 First fiscal year in the series	€ 1,851,006 Balance sheet total 2023: € 1,851,006 ▼ 1% vs 2022 (€ 1,876,743) Unchanged	€ 1,869,906 Balance sheet total 2024: € 1,869,906 ▲ 1% vs 2023 (€ 1,851,006) Unchanged	€ 1,845,941 Balance sheet total 2025: € 1,845,941 ▼ 1% vs 2024 (€ 1,869,906) Unchanged	▼ 1%

Key figures of FINANCES et COURTAGE P.M., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCES et COURTAGE P.M.?

What happened at FINANCES et COURTAGE P.M. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 29, 2026 New annual accounts for financial year 2025: profit of € 64,504 (▲ 296% vs 2024). Source: NBB ↗
Dec 22, 2009 New establishment in Braine-le-Comte. KBO
Dec 22, 2009 Start of the company according to the CBE. KBO

In short

From € 52,080 profit in 2022 to € 64,504 profit in 2025.

Paid € 27,637 in corporate taxes since 2022.

Best year ever: 2025, with € 64,504 profit.

Paid out € 223,334 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at FINANCES et COURTAGE P.M.? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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