Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CORDY FRANCOIS from Hamois, company number BE0821627810, closed financial year 2025 with a result of € -1,979 after tax. For that financial year CORDY FRANCOIS recorded a gross margin of € 53,237 and equity of € 121,405. Compared with financial year 2024, the result moved from € -13,785 to € -1,979. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 121,405
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,979
▲ 86 % less loss than in 2024
Profit after tax over the fiscal year.
€ 45,432
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 115,105.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 36,966
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 81,448
▼ 27% vs 2024
€ 21,222 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 295
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,063
▼ 71% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,167 | € 116,298 | € 44,807 | € 53,237 | ▲ 19% |
| Profit after taxes | € -3,745 | € 59,235 | € -13,785 | € -1,979 | ▲ € 11,806 |
| Equity | € 89,470 | € 154,659 | € 133,261 | € 121,405 | ▼ 9% |
| Total debts | € 60,285 | € 161,662 | € 134,144 | € 95,875 | ▼ 29% |
| Cash | € 18,188 | € 33,186 | € 60,929 | € 45,432 | ▼ 25% |
| Land & buildings | € 44,682 | € 41,666 | € 38,649 | € 35,633 | ▼ 8% |
| Retained profit | € 83,170 | € 148,359 | € 126,961 | € 115,105 | ▼ 9% |
| Dividend | € 0 | € 800 | € 859 | € 9,877 | ▲ € 9,018 |
| Bank debt | € 54,968 | € 139,059 | € 111,855 | € 81,448 | ▼ 27% |
| Balance sheet total | € 149,754 | € 322,885 | € 273,026 | € 221,958 | ▼ 19% |
Key figures of CORDY FRANCOIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CORDY FRANCOIS?
What happened at CORDY FRANCOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,979. filed late Source: NBB ↗
- New establishment in Hamois. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,745 loss in 2022 to € 1,979 loss in 2025.
Paid € 25,034 in corporate taxes since 2022.
Best year ever: 2023, with € 59,235 profit.
Paid out € 11,536 in dividends to the owners in total.
Management
Behind CORDY FRANCOIS is François CORDY.
Directors
According to the 2025 annual accounts
François CORDY
Director
Establishments
Establishment units
Physical locations of this company
Rue des Papillons, Schaltin 23
5364 Hamois
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.627.810
- VAT number
- BE 0821.627.810
- Registered office
- Rue des Papillons, Schaltin 23, 5364 Hamois
- Names & denominations
- CORDY FRANCOIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2009
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Dakwerkzaamheden
Bouwrijp maken van terreinen
Installatie van isolatie
Algemene bouw van residentiële gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Restaureren van bouwwerken
Isolatiewerkzaamheden