Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cativo from Beveren-Kruibeke-Zwijndrecht, company number BE0821425593, closed financial year 2025 with a result of € 56,741 after tax. For that financial year Cativo recorded a gross margin of € 214,745 and equity of € 794,465. Compared with financial year 2024, the result moved from € 125,022 to € 56,741. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 794,465
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 56,741
▼ 55% vs 2024
Profit after tax over the fiscal year.
€ 23,629
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 192,444 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 106,576
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 6% vs 2024
€ 63,934 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 89,759
▲ 140% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,323
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 184,485 | € 123,388 | € 213,137 | € 214,745 | ▲ 1% |
| Profit after taxes | € 129,279 | € 104,033 | € 125,022 | € 56,741 | ▼ 55% |
| Equity | € 774,816 | € 878,849 | € 930,169 | € 794,465 | ▼ 15% |
| Total debts | € 998,227 | € 1,181,285 | € 1,247,695 | € 1,379,278 | ▲ 11% |
| Cash | € 108,099 | € 60,510 | € 16,931 | € 23,629 | ▲ 40% |
| Land & buildings | € 819,048 | € 1,254,026 | € 1,413,904 | € 1,495,138 | ▲ 6% |
| Retained profit | € 762,316 | € 866,349 | € 917,669 | € 781,965 | ▼ 15% |
| Dividend | € 85,099 | € 0 | € 73,701 | € 192,444 | ▲ 161% |
| Bank debt | € 804,175 | € 1,064,058 | € 1,140,585 | € 1,068,742 | ▼ 6% |
| Balance sheet total | € 1,773,042 | € 2,060,134 | € 2,178,864 | € 2,174,493 |
Key figures of Cativo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cativo?
What happened at Cativo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 56,741 (▼ 55% vs 2024). Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
- Kirsten de Maagd became a director. NBB
In short
From € 129,279 profit in 2022 to € 56,741 profit in 2025.
Paid € 109,285 in corporate taxes since 2022.
Best year ever: 2022, with € 129,279 profit.
Paid out € 351,245 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Cativo is Kirsten de Maagd. It owns 99.6% of Fiduciaire de Maagd - Bulteel itself.
Directors
According to the 2025 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Melselestraat(BEV) 27
9120 Beveren-Kruibeke-Zwijndrecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.425.593
- VAT number
- BE 0821.425.593
- Registered office
- Melselestraat(BEV) 27, 9120 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- Cativo · de MAAGD KIRSTEN & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2009
- Peppol
- Active · Active since 2 Aug 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten