Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Kreager from Antwerpen, company number BE0821135484, closed financial year 2025 with a result of € -9,081 after tax. For that financial year Kreager recorded a gross margin of € 50,940 and equity of € 11,394. Compared with financial year 2024, the result moved from € 7,979 to € -9,081. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 11,394
▼ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,081
▼ still € 7,979 profit in 2024
Profit after tax over the fiscal year.
€ 10,134
▲ € 7,782 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,206.
People and assets in 2025
1.2
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 58,733
▲ 66% vs 2024
€ 48,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,055
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,489
▲ 266% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 88,057 | € 90,997 | € 48,420 | € 50,940 | ▲ 5% |
| Profit after taxes | € 15,990 | € 7,212 | € 7,979 | € -9,081 | ▼ € 17,060 |
| Equity | € 22,784 | € 20,996 | € 20,475 | € 11,394 | ▼ 44% |
| Total debts | € 39,701 | € 22,875 | € 25,436 | € 20,963 | ▼ 18% |
| Cash | € 32,482 | € 10,178 | € 2,352 | € 10,134 | ▲ € 7,782 |
| Retained profit | € 4,184 | € 2,396 | € 1,875 | € -7,206 | ▼ € 9,081 |
| Dividend | € 15,500 | € 9,000 | € 8,500 | € 0 | ▼ 100% |
| Balance sheet total | € 62,485 | € 43,871 | € 45,910 | € 32,356 | ▼ 30% |
| Employees (FTE) | 2.4 | 3.1 | 0.8 | 1.2 | ▲ 0.4 |
Key figures of Kreager, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Kreager?
What happened at Kreager in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,081 (▼ € 17,060 vs 2024). Source: NBB ↗
- Sophie Bergeys became a director. NBB
- Nezaj Besjan stepped down as director. NBB
- Nezaj Besjan became a director. NBB
- New establishment in Geraardsbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,990 profit in 2022 to € 9,081 loss in 2025.
Paid € 7,325 in corporate taxes since 2022.
Best year ever: 2022, with € 15,990 profit.
On average € 42,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BESJAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
KreagerBehind Kreager is Sophie Bergeys. The shares are held by BESJAN (99%).
Directors
According to the 2025 annual accounts
Sophie Bergeys
Director
Also active at: HAIR CLUB, KREATOS BUSINESS, PEOPLE + MANAGEMENT, KREATOS INVEST, CONSTRUCT, KREATOS BOOM, ENDA HAIR, KREEKLO +47 more
since 2025
Nezaj Besjan
Director
since 2020 · until 2025
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Sint-Jacobsmarkt 97 box 1
2000 Antwerpen
Grotestraat 20
9500 Geraardsbergen
Active since 4 December 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →ShaCo same network
€ 39,415 gross margin · 2025
Hair Zoersel same network
€ 123,410 gross margin · 2025
KRENANU same network
€ 110,796 gross margin · 2025
KREBERCHEM same network
€ 125,752 gross margin · 2025
STIEP
€ 243,794 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.135.484
- VAT number
- BE 0821.135.484
- Registered office
- Sint-Jacobsmarkt 97 bus 1, 2000 Antwerpen
- Names & denominations
- Kreager
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 2009
- Peppol
- Active · Active since 22 Sept 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Detailhandel in cosmetica en toiletartikelen
Haarverzorging