What is the address of J & M Consultants?

The registered office of J & M Consultants is located at Oude Zoerlebaan 28, 2260 Westerlo.

Is J & M Consultants still active?

Yes. According to the CBE (29 October 2026) J & M Consultants is active, legal situation “Normale toestand”, started on 12 November 2009.

Is J & M Consultants registered on Peppol?

Yes, J & M Consultants is registered on the Peppol network with ID 0208:0820515080.

What is the enterprise number of J & M Consultants?

The enterprise number of J & M Consultants is BE0820515080.

When was J & M Consultants founded?

J & M Consultants was founded on 12 November 2009.

Who are the directors of J & M Consultants?

According to the 2025 annual accounts, the directors of J & M Consultants are: Marjan Janssens, Meyen Ronny.

Is J & M Consultants a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 November 2009; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did J & M Consultants make in 2025?

J & M Consultants posted a profit after taxes of € 163,473 in financial year 2025.

What is the revenue of J & M Consultants?

As a small company, J & M Consultants is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 388,874.

J & M Consultants (Private Limited) - Westerlo

Q: What does J & M Consultants do?

J & M Consultants is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 12 November 2009, 1 establishment.

Dossier J & M Consultants, printed on 29 October 2026 from databakkes.be/en/0820515080/j-m-consultants. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

J & M Consultants from Westerlo, company number BE0820515080, closed financial year 2025 with a result of € 163,473 after tax. For that financial year J & M Consultants recorded a gross margin of € 388,874 and equity of € 947,706. Compared with financial year 2024, the result moved from € 204,695 to € 163,473. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 9, 2026.

What it is worth Growing

€ 947,706

▲ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 163,473

▼ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,090

▲ 219% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 941,506.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 833,537

▼ 5% vs 2024

€ 48,686 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 8,352

▼ 70% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 15,401

▼ 73% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 328,203 Gross margin 2022: € 328,203 First fiscal year in the series	€ 386,954 Gross margin 2023: € 386,954 ▲ 18% vs 2022 (€ 328,203) Favourable step	€ 487,074 Gross margin 2024: € 487,074 ▲ 26% vs 2023 (€ 386,954) Favourable step	€ 388,874 Gross margin 2025: € 388,874 ▼ 20% vs 2024 (€ 487,074) Unfavourable step	▼ 20%
Profit after taxes	€ 194,133 Profit after taxes 2022: € 194,133 First fiscal year in the series	€ 128,096 Profit after taxes 2023: € 128,096 ▼ 34% vs 2022 (€ 194,133) Unfavourable step	€ 204,695 Profit after taxes 2024: € 204,695 ▲ 60% vs 2023 (€ 128,096) Favourable step	€ 163,473 Profit after taxes 2025: € 163,473 ▼ 20% vs 2024 (€ 204,695) Unfavourable step	▼ 20%
Equity	€ 451,440 Equity 2022: € 451,440 First fiscal year in the series	€ 579,537 Equity 2023: € 579,537 ▲ 28% vs 2022 (€ 451,440) Favourable step	€ 784,232 Equity 2024: € 784,232 ▲ 35% vs 2023 (€ 579,537) Favourable step	€ 947,706 Equity 2025: € 947,706 ▲ 21% vs 2024 (€ 784,232) Favourable step	▲ 21%
Total debts	€ 909,458 Total debts 2022: € 909,458 First fiscal year in the series	€ 1,665,096 Total debts 2023: € 1,665,096 ▲ 83% vs 2022 (€ 909,458) Unfavourable step	€ 1,744,077 Total debts 2024: € 1,744,077 ▲ 5% vs 2023 (€ 1,665,096) Unfavourable step	€ 1,604,123 Total debts 2025: € 1,604,123 ▼ 8% vs 2024 (€ 1,744,077) Favourable step	▼ 8%
Cash	€ 146,049 Cash 2022: € 146,049 First fiscal year in the series	€ 21,862 Cash 2023: € 21,862 ▼ 85% vs 2022 (€ 146,049) Unfavourable step	€ 7,238 Cash 2024: € 7,238 ▼ 67% vs 2023 (€ 21,862) Unfavourable step	€ 23,090 Cash 2025: € 23,090 ▲ 219% vs 2024 (€ 7,238) Favourable step	▲ 219%
Land & buildings	€ 1,188,659 Land & buildings 2022: € 1,188,659 First fiscal year in the series	€ 2,154,011 Land & buildings 2023: € 2,154,011 ▲ 81% vs 2022 (€ 1,188,659) Unchanged	€ 2,435,200 Land & buildings 2024: € 2,435,200 ▲ 13% vs 2023 (€ 2,154,011) Unchanged	€ 2,468,993 Land & buildings 2025: € 2,468,993 ▲ 1% vs 2024 (€ 2,435,200) Unchanged	▲ 1%
Retained profit	€ 445,240 Retained profit 2022: € 445,240 First fiscal year in the series	€ 573,337 Retained profit 2023: € 573,337 ▲ 29% vs 2022 (€ 445,240) Favourable step	€ 778,032 Retained profit 2024: € 778,032 ▲ 36% vs 2023 (€ 573,337) Favourable step	€ 941,506 Retained profit 2025: € 941,506 ▲ 21% vs 2024 (€ 778,032) Favourable step	▲ 21%
Bank debt	€ 201,862 Bank debt 2022: € 201,862 First fiscal year in the series	€ 912,503 Bank debt 2023: € 912,503 ▲ € 710,641 vs 2022 (€ 201,862) Unfavourable step	€ 873,222 Bank debt 2024: € 873,222 ▼ 4% vs 2023 (€ 912,503) Favourable step	€ 833,537 Bank debt 2025: € 833,537 ▼ 5% vs 2024 (€ 873,222) Favourable step	▼ 5%
Balance sheet total	€ 1,360,899 Balance sheet total 2022: € 1,360,899 First fiscal year in the series	€ 2,244,633 Balance sheet total 2023: € 2,244,633 ▲ 65% vs 2022 (€ 1,360,899) Unchanged	€ 2,528,309 Balance sheet total 2024: € 2,528,309 ▲ 13% vs 2023 (€ 2,244,633) Unchanged	€ 2,551,829 Balance sheet total 2025: € 2,551,829 ▲ 1% vs 2024 (€ 2,528,309) Unchanged	▲ 1%

Key figures of J & M Consultants, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to J & M Consultants?

What happened at J & M Consultants in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 9, 2026 New annual accounts for financial year 2025: profit of € 163,473 (▼ 20% vs 2024). Source: NBB ↗
Mar 1, 2010 New establishment in Westerlo. KBO
Nov 12, 2009 Start of the company according to the CBE. KBO

In short

From € 194,133 profit in 2022 to € 163,473 profit in 2025.

Paid € 285,395 in corporate taxes since 2022.

Best year ever: 2024, with € 204,695 profit.

Original PDFs at the National Bank ↗

Management

Marjan Janssens Meyen Ronny

FINTRAVER

FIMA CONSULT

J & M Consultants

Fimassur

Behind J & M Consultants are Marjan Janssens and Meyen Ronny. Marjan Janssens is also behind FINTRAVER and FIMA CONSULT. Meyen Ronny is also behind Fimassur.

Directors

According to the 2025 annual accounts

Marjan Janssens

Director

Also active at: FINTRAVER, FIMA CONSULT

Meyen Ronny

Director

Also active at: Fimassur

Establishments

Establishment units

Physical locations of this company

Registered office

Oude Zoerlebaan 28

2260 Westerlo

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

J&M Taks Group

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0820.515.080

VAT number

BE 0820.515.080

Registered office

Oude Zoerlebaan 28, 2260 Westerlo

Names & denominations

J & M Consultants

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 November 2009

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Overige persoonlijke diensten

View on CBE Public ↗ Annual accounts (NBB) ↗

J & M Consultants

Warning lights

Financials

What happened to J & M Consultants?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions