What does FINTRAVER do?

FINTRAVER is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 27 January 2015, 1 establishment.

What is the address of FINTRAVER?

The registered office of FINTRAVER is located at Pas 153, 2440 Geel.

Is FINTRAVER still active?

Yes. According to the CBE (29 October 2026) FINTRAVER is active, legal situation “Normale toestand”, started on 27 January 2015.

Is FINTRAVER registered on Peppol?

Yes, FINTRAVER is registered on the Peppol network with ID 0208:0588961630.

What is the enterprise number of FINTRAVER?

The enterprise number of FINTRAVER is BE0588961630.

When was FINTRAVER founded?

FINTRAVER was founded on 27 January 2015.

Who are the directors of FINTRAVER?

According to the 2025 annual accounts, the directors of FINTRAVER are: Marjan Janssens.

Is FINTRAVER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 January 2015; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINTRAVER make in 2025?

FINTRAVER posted a profit after taxes of € 46,610 in financial year 2025.

What is the revenue of FINTRAVER?

As a small company, FINTRAVER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 210,446.

How much does an employee at FINTRAVER earn?

The average wage cost per full-time employee at FINTRAVER was € 66,000 in 2023: staff costs of € 92,462 for 1.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

FINTRAVER (Private Limited) - Geel - BE0588961630

Dossier FINTRAVER, printed on 29 October 2026 from databakkes.be/en/0588961630/fintraver. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINTRAVER from Geel, company number BE0588961630, closed financial year 2025 with a result of € 46,610 after tax. For that financial year FINTRAVER recorded a gross margin of € 210,446 and equity of € 48,208. Compared with financial year 2024, the result moved from € -10,616 to € 46,610. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.

What it is worth Growing

€ 48,208

▲ € 46,610 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 46,610

▲ still € 10,617 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 5,027

▼ 47% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 28,208.

People and assets in 2025

Wage cost

€ 122,360

▼ 9% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,149

▲ 5% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 231,962

▼ 13% vs 2024

€ 35,040 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 712

▼ 97% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 16,819

▼ 5% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 159,342 Gross margin 2022: € 159,342 First fiscal year in the series	€ 88,066 Gross margin 2023: € 88,066 ▼ 45% vs 2022 (€ 159,342) Unfavourable step	€ 189,475 Gross margin 2024: € 189,475 ▲ 115% vs 2023 (€ 88,066) Favourable step	€ 210,446 Gross margin 2025: € 210,446 ▲ 11% vs 2024 (€ 189,475) Favourable step	▲ 11%
Profit after taxes	€ 13,142 Profit after taxes 2022: € 13,142 First fiscal year in the series	€ -59,342 Profit after taxes 2023: € -59,342 ▼ € 72,485 vs 2022 (€ 13,142) Unfavourable step	€ -10,616 Profit after taxes 2024: € -10,616 ▲ € 48,726 vs 2023 (€ -59,342) Favourable step	€ 46,610 Profit after taxes 2025: € 46,610 ▲ € 57,226 vs 2024 (€ -10,616) Favourable step	▲ € 57,226
Equity	€ 71,557 Equity 2022: € 71,557 First fiscal year in the series	€ 12,215 Equity 2023: € 12,215 ▼ 83% vs 2022 (€ 71,557) Unfavourable step	€ 1,599 Equity 2024: € 1,599 ▼ 87% vs 2023 (€ 12,215) Unfavourable step	€ 48,208 Equity 2025: € 48,208 ▲ € 46,610 vs 2024 (€ 1,599) Favourable step	▲ € 46,610
Total debts	€ 318,956 Total debts 2022: € 318,956 First fiscal year in the series	€ 462,189 Total debts 2023: € 462,189 ▲ 45% vs 2022 (€ 318,956) Unfavourable step	€ 421,458 Total debts 2024: € 421,458 ▼ 9% vs 2023 (€ 462,189) Favourable step	€ 335,372 Total debts 2025: € 335,372 ▼ 20% vs 2024 (€ 421,458) Favourable step	▼ 20%
Cash	€ 17,884 Cash 2022: € 17,884 First fiscal year in the series	€ 9,955 Cash 2023: € 9,955 ▼ 44% vs 2022 (€ 17,884) Unfavourable step	€ 9,574 Cash 2024: € 9,574 ▼ 4% vs 2023 (€ 9,955) Unfavourable step	€ 5,027 Cash 2025: € 5,027 ▼ 47% vs 2024 (€ 9,574) Unfavourable step	▼ 47%
Land & buildings	€ 200,977 Land & buildings 2022: € 200,977 First fiscal year in the series	€ 186,408 Land & buildings 2023: € 186,408 ▼ 7% vs 2022 (€ 200,977) Unchanged	€ 171,840 Land & buildings 2024: € 171,840 ▼ 8% vs 2023 (€ 186,408) Unchanged	€ 159,391 Land & buildings 2025: € 159,391 ▼ 7% vs 2024 (€ 171,840) Unchanged	▼ 7%
Retained profit	€ 51,557 Retained profit 2022: € 51,557 First fiscal year in the series	€ -7,785 Retained profit 2023: € -7,785 ▼ € 59,342 vs 2022 (€ 51,557) Unfavourable step	€ -20,401 Retained profit 2024: € -20,401 ▼ € 12,617 vs 2023 (€ -7,785) Unfavourable step	€ 28,208 Retained profit 2025: € 28,208 ▲ € 48,610 vs 2024 (€ -20,401) Favourable step	▲ € 48,610
Bank debt	€ 192,513 Bank debt 2022: € 192,513 First fiscal year in the series	€ 300,727 Bank debt 2023: € 300,727 ▲ 56% vs 2022 (€ 192,513) Unfavourable step	€ 265,863 Bank debt 2024: € 265,863 ▼ 12% vs 2023 (€ 300,727) Favourable step	€ 231,962 Bank debt 2025: € 231,962 ▼ 13% vs 2024 (€ 265,863) Favourable step	▼ 13%
Balance sheet total	€ 390,513 Balance sheet total 2022: € 390,513 First fiscal year in the series	€ 474,405 Balance sheet total 2023: € 474,405 ▲ 21% vs 2022 (€ 390,513) Unchanged	€ 423,057 Balance sheet total 2024: € 423,057 ▼ 11% vs 2023 (€ 474,405) Unchanged	€ 383,581 Balance sheet total 2025: € 383,581 ▼ 9% vs 2024 (€ 423,057) Unchanged	▼ 9%
Employees (FTE)	1.5 Employees (FTE) 2022: 1.5 First fiscal year in the series	1.4 Employees (FTE) 2023: 1.4 ▼ 0.1 vs 2022 (1.5) Unchanged	-	-

Key figures of FINTRAVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINTRAVER?

What happened at FINTRAVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 23, 2026 New annual accounts for financial year 2025: profit of € 46,610. Source: NBB ↗
2019 Marjan Janssens became a director. NBB
Jan 27, 2015 New establishment in Geel. KBO
Jan 27, 2015 Start of the company according to the CBE. KBO

In short

From € 13,142 profit in 2022 to € 46,610 profit in 2025.

Paid € 7,477 in corporate taxes since 2022.

Best year ever: 2025, with € 46,610 profit.

On average € 62,900 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

FIMA CONSULT 100%

The stake of FIMA CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINTRAVER

Behind FINTRAVER is Marjan Janssens. The shares are held by FIMA CONSULT (100%).

Directors

According to the 2025 annual accounts

Marjan Janssens

Director

Also active at: J & M Consultants, FIMA CONSULT

since 2019

Shareholders

FIMA CONSULT

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Pas 153

2440 Geel

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0588.961.630
VAT number: BE 0588.961.630
Registered office: Pas 153, 2440 Geel
Names & denominations: FINTRAVER
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 27 January 2015
Peppol: Active · Active since 21 Oct 2026
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗