Financials
Financial year 2025
Bernadette & Fabrice from Momignies, company number BE0820420159, closed financial year 2025 with a result of € 15,935 after tax. For that financial year Bernadette & Fabrice recorded a gross margin of € 180,279 and equity of € 374,302. Compared with financial year 2024, the result moved from € 1,101 to € 15,935. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 374,302
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,935
▲ € 14,834 vs 2024
Profit after tax over the fiscal year.
€ 251,452
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 361,902.
People and assets in 2025
2.3
Average over the fiscal year, from the social balance sheet.
€ 123,446
▼ 5% vs 2024
€ 53,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,102
▼ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 41,329
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,301
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 296,925 | € 207,196 | € 171,991 | € 180,279 | ▲ 5% |
| Profit after taxes | € 98,480 | € 21,472 | € 1,101 | € 15,935 | ▲ € 14,834 |
| Equity | € 557,265 | € 557,265 | € 358,366 | € 374,302 | ▲ 4% |
| Total debts | € 273,544 | € 187,500 | € 374,375 | € 150,022 | ▼ 60% |
| Cash | € 289,958 | € 276,536 | € 179,140 | € 251,452 | ▲ 40% |
| Retained profit | € 544,865 | € 544,865 | € 345,966 | € 361,902 | ▲ 5% |
| Dividend | € 181,798 | € 21,472 | € 200,000 | € 0 | ▼ 100% |
| Balance sheet total | € 830,809 | € 744,765 | € 732,742 | € 524,324 | ▼ 28% |
| Employees (FTE) | 2.6 | 2.3 | 2.3 | 2.3 |
Key figures of Bernadette & Fabrice, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Bernadette & Fabrice?
What happened at Bernadette & Fabrice in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,935 (▲ € 14,834 vs 2024). Source: NBB ↗
- JSE Invest stepped down as director. NBB
- JSE Invest became a director. NBB
- Jean-François NOLLET became a director. NBB
- New establishment in Momignies. KBO
- Start of the company according to the CBE. KBO
In short
From € 98,480 profit in 2022 to € 15,935 profit in 2025.
Paid € 39,346 in corporate taxes since 2022.
Best year ever: 2022, with € 98,480 profit.
On average € 78,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JSE Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Bernadette & FabriceBehind Bernadette & Fabrice are Stéphanie DENYS and Jean-François NOLLET. The shares are held by JSE Invest (97.9%).
Directors
According to the 2025 annual accounts
Jean-François NOLLET
Director
since 2019
Director
since 2019 · until 2024
Shareholders
97.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route Verte (MQN) 38
6593 Momignies
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0820.420.159
- VAT number
- BE 0820.420.159
- Registered office
- Route Verte (MQN) 38, 6593 Momignies
- Names & denominations
- Bernadette & Fabrice · SPRL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2009
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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